173 Spring St, Bedford, PA 15522 Property Records

Bedford County property record for 173 Spring St, Bedford, PA 15522

Property Summary

Property TypeSingle Family Home
Details952 sqft · built 1900
Lot Size0.193 acres (8,407 sqft)
OwnerIndividual Name on File
Last Sale$79,000 (Jun 2018)
Tax Bill$891 (2026)
Deeds & MortgagesSep 2022 Transfer
Jun 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNE.09-D.04-235

Property Details

APN / Parcel Number

Primary APNE.09-D.04-235
Alternative APN
  • 010-000841

Interior

Stories2 Stories
Building Area952 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area8,407 sqft (0.193 acres)
Shed1 Shed

Location & Zoning

Street Address173 SPRING ST
CityBEDFORD
StatePA
Zip15522-1249
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionBEDFORD PA
Township / Civil DivisionBEDFORD
Census Block Group2
Census Block2038
Census Tract960700

Owner

173 Spring St is owned and occupied by an individual who bought it in June 2018.

Source: Bedford County records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address173 SPRING ST, BEDFORD, PA 15522-1249
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2022Intrafamily Transfer, Transfer
Jun 1, 2018Deed, Transfer · Conventional Mortgage
E MORTGAGE MANAGEMENT LLC
Jun 1, 2018Deed, Transfer · Conventional Mortgage
E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2018 · Amount on File
Deed SaleJun 1, 2018 · Amount on File
Prior SaleJan 11, 2011 · Amount on File
Deed Document Number20182427
Deed Book / Page2018 / 2427
Record UpdatedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBEDFORD PA
Recording DateSep 14, 2022
Property Address173 SPRING ST, BEDFORD, PA 15522-1249
Document Number02022/4983
Book / Page2022 / 4983
Instrument DateSep 14, 2022
Instrument2022-004983
Transaction TypeTransfer
Record UpdatedMar 15, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address126 HORTON RD, HOPEWELL, PA 16650-8533

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 SPRING ST, BEDFORD, PA 15522-1249

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionBEDFORD PA
Recording DateJun 1, 2018
Property Address173 SPRING ST, BEDFORD, PA 15522-1249
Document Number02018/2427
Book / Page2018 / 2427
Instrument DateMay 31, 2018
Instrument2018-002427
Transaction TypeTransfer
Record UpdatedOct 20, 2023
Title CompanyCENTRAL PENN SETTLEMENT SERVICES, CENTRAL PA SETTLEMENT SERVIC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 SPRING ST, BEDFORD, PA 15522-1249

Mortgage

Document Number2018002428
DateJun 1, 2018
Instrument2018-002428
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2048

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionBEDFORD PA
Recording DateJun 1, 2018
Property Address173 SPRING ST, BEDFORD, PA 15522-1249
Document Number02018/2427
Book / Page2018 / 2427
Instrument DateMay 31, 2018
Instrument2018-002427
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyCENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA SETTLEMENT SERVIC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 SPRING ST, BEDFORD, PA 15522-1249

Mortgage

Document Number2018002428
DateJun 1, 2018
Instrument2018-002428
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 173 Spring St was $891, up 12.2% from the year before.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBedford County
MunicipalityBedford Borough
Unified School DistrictBedford Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$891.00 (+12.22%)$66,900 (-) Land $31,100 Building $35,800$66,900 (-) Land $31,100 Building $35,800
2025$794.00$66,900 Land $31,100 Building $35,800$66,900 Land $31,100 Building $35,800
2023$1,237.00 Additional exemption filed$66,900 Land $31,100 Building $35,800
2012$66,900 Land $31,100 Building $35,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 173 Spring St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims24 (1983–2018)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2018 · river or lake flooding
Claims by Event
  • Tropical Depression Ivan, Sep 2004 · 2 claims
  • Severe Storms And Flooding, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUN AUTH OF BORO OF BEDFORD
serves 5,127 people · EPA ID PA4050002
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2018
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Crowsnest Broadband
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Spring St

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