157 Spring St, Bedford, PA 15522 Property Records

Bedford County property record for 157 Spring St, Bedford, PA 15522

Property Summary

Property TypeResidential
Details740 sqft · built 1950
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Apr 2005)
Tax Bill$570 (2026)
Deeds & MortgagesMay 2026 Sale
Jan 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNE.09-D.04-245

Property Details

APN / Parcel Number

Primary APNE.09-D.04-245
Alternative APN
  • 010-000810

Interior

Stories1 Story
Building Area740 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Shed1 Shed

Location & Zoning

Street Address157 SPRING ST
CityBEDFORD
StatePA
Zip15522-1249
Property CategoryResidential
Property TypeResidential > Specialized > Other
JurisdictionBEDFORD PA
Township / Civil DivisionBEDFORD
Census Block Group2
Census Block2014
Census Tract960700

Owner

157 Spring St, a residential property, is owned by an individual who acquired it in September 2010.

Source: Bedford County records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address618 S RICHARD ST, BEDFORD, PA 15522-1847
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 12, 2022Deed of Trust, Mortgage · Line of Credit
SOMERSET TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2005 · Amount on File
Deed SaleApr 6, 2005 · Amount on File
Deed Document Number20052237
Deed Book / Page1063 / 508
Last Transfer DateSep 7, 2010
Transfer Doc001348/548
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD PA
Recording DateMay 4, 2026
Property Address157 SPRING ST, BEDFORD, PA 15522-1249
Document Number0000001789
Instrument DateMay 4, 2026
Instrument20261789
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 S RICHARD ST, BEDFORD, PA 15522-1847

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD PA
Property Address157 SPRING ST, BEDFORD, PA 15522-1249
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 SPRING ST, BEDFORD, PA 15522-1249

Mortgage

Document Number002022/211
DateJan 12, 2022
Book Page2022/211
Instrument2022-000211
Lender
NameSOMERSET TRUST CO
TypeBank
AddressBEDFORD, PA 15522
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 157 Spring St was $570, up 7.1% from the year before.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBedford County
MunicipalityBedford Borough
Unified School DistrictBedford Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$570.00 (+7.14%)$25,900 (-) Land $25,400 Building $500$25,900 (-) Land $25,400 Building $500
2025$532.00$25,900 Land $25,400 Building $500$25,900 Land $25,400 Building $500
2023$479.00 Additional exemption filed$25,900 Land $25,400 Building $500
2012$25,900 Land $25,400 Building $500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 157 Spring St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims24 (1983–2018)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2018 · river or lake flooding
Claims by Event
  • Tropical Depression Ivan, Sep 2004 · 2 claims
  • Severe Storms And Flooding, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUN AUTH OF BORO OF BEDFORD
serves 5,127 people · EPA ID PA4050002
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2018
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Breezeline
Cable
1,000 / 50
Crowsnest Broadband
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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