173 Silverado Way, Galt, CA 95632 Property Records

Sacramento County property record for 173 Silverado Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1988
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Feb 2022)
Tax Bill	$6,100 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2022 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`148-0360-053-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0360-053-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	173 SILVERADO WAY
City	GALT
State	CA
Zip	95632-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	REYNOLDS RANCH 04, LOT 123
Legal Subdivision	REYNOLDS RANCH 04
Legal Lot Number	123
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	4
Census Block	4022
Census Tract	9502

Owner

173 Silverado Way is owned and occupied by two individuals who bought it in February 2022.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	173 SILVERADO WAY, GALT, CA 95632-1860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 15, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Feb 15, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN ST FIN
May 2, 2018	Grant Deed, Transfer · Conventional with PMI PRIME LNDG
May 2, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	May 2, 2018 · Amount on File
Deed Book / Page	202202 / 910
Prior Transfer Date	Mar 2, 2005
Prior Transfer Doc	0000002026
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	173 SILVERADO WAY, GALT, CA 95632-1860
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 SILVERADO WAY, GALT, CA 95632-1860

Mortgage

Document Number	0000001249
Date	Jun 23, 2021
Instrument	202106231249

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 15, 2022
Property Address	173 SILVERADO WAY, GALT, CA 95632-1860
Document Number	0000000909
Map Reference	MB 178 MAP 7
Instrument Date	Feb 9, 2022
Instrument	2022021500909
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 SILVERADO WAY, GALT, CA 95632-1860

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 15, 2022
Property Address	173 SILVERADO WAY, GALT, CA 95632-1860
Document Number	0000000910
Map Reference	MB 178 MAP 7
Instrument Date	Feb 8, 2022
Instrument	2022021500910
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	173 SILVERADO WAY, GALT, CA 95632-1860

Mortgage

Document Number	0000000911
Date	Feb 15, 2022
Instrument	2022021500911

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	173 SILVERADO WAY, GALT, CA 95632-1860
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 SILVERADO WAY, GALT, CA 95632-1860

Mortgage

Document Number	6230000001249
Date	Jun 23, 2021
Book Page	20210623/1249

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 14, 2021
Property Address	173 SILVERADO WAY, GALT, CA 95632-1860
Document Number	0000000832
Map Reference	MB 178 MAP 7
Instrument Date	May 7, 2021
Instrument	202105140832
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 SILVERADO WAY, GALT, CA 95632-1860

Mortgage

Document Number	0000000833
Date	May 14, 2021
Instrument	202105140833

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	173 SILVERADO WAY, GALT, CA 95632-1860
Document Number	1805311775
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 SILVERADO WAY GALT CA 956321860, GALT, CA 95632-1860

Mortgage

Document Number	1805311775
Date	May 31, 2018
Instrument	1805311775

Lender

Name	GOLDEN ST FIN
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 2, 2018
Property Address	173 SILVERADO WAY, GALT, CA 95632-1860
Document Number	1805020930
Instrument Date	Apr 27, 2018
Instrument	1805020930
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	173 SILVERADO WAY GALT CA 956321860, GALT, CA 95632-1860

Mortgage

Document Number	1805020931
Date	May 2, 2018
Instrument	1805020931

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 2, 2018
Property Address	173 SILVERADO WAY, GALT, CA 95632-1860
Document Number	1805020929
Instrument Date	Apr 27, 2018
Instrument	1805020929
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	173 SILVERADO WAY GALT CA 956321860, GALT, CA 95632-1860

Tax Assessment & Valuation

The 2025 property tax bill for 173 Silverado Way was $6,100, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$541,216 (+2%) Land $135,304 Building $405,912
2025	$6,100.00 (+4.47%)	$530,604 Land $132,651 Building $397,953
2024	$5,839.00 (+1.71%)
2023	$5,741.00 (+55.04%)	$510,000 Land $127,500 Building $382,500
2022	$3,703.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 173 Silverado Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Silverado Way is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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