169 Silverado Way, Galt, CA 95632 Property Records

Sacramento County property record for 169 Silverado Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,171 sqft · built 1988
Lot Size	0.237 acres (10,300 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Nov 2017)
Tax Bill	$4,298 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`148-0360-054-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0360-054-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,171 sqft Living Area
1st Floor Area	1,171 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,300 sqft (0.237 acres)
Garage Area	1,041 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	169 SILVERADO WAY
City	GALT
State	CA
Zip	95632-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	REYNOLDS RANCH 04, LOT 122
Legal Subdivision	REYNOLDS RANCH 04
Legal Lot Number	122
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	4
Census Block	4022
Census Tract	9502

Owner

169 Silverado Way is owned and occupied by two individuals who bought it in November 2017.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	169 SILVERADO WAY, GALT, CA 95632-1860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 20, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC
Oct 20, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 19, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Nov 28, 2017	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK
Nov 28, 2017	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2017 · Amount on File
Deed Sale	Nov 28, 2017 · Amount on File
Deed Book / Page	20171128 / 1653
Prior Transfer Date	Jun 8, 2012
Prior Transfer Doc	0000000129
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	169 SILVERADO WAY, GALT, CA 95632-1860
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 SILVERADO WAY, GALT, CA 95632-1860

Mortgage

Document Number	0000000485
Date	Jun 11, 2021
Instrument	202106110485

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 10, 2036

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 20, 2022
Property Address	169 SILVERADO WAY, GALT, CA 95632-1860
Document Number	0000000383
Map Reference	MB 178 MAP 7
Instrument Date	Oct 14, 2022
Instrument	2022102000383
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	169 SILVERADO WAY, GALT, CA 95632-1860

Mortgage

Document Number	0000000384
Date	Oct 20, 2022
Instrument	2022102000384

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 20, 2022
Property Address	169 SILVERADO WAY, GALT, CA 95632-1860
Document Number	0000000382
Map Reference	MB 178 MAP 7
Instrument Date	Oct 14, 2022
Instrument	2022102000382
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 SILVERADO WAY, GALT, CA 95632-1860

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 20, 2022
Property Address	169 SILVERADO WAY, GALT, CA 95632-1860
Document Number	0000000385
Map Reference	MB 178 MAP 7
Instrument Date	Oct 14, 2022
Instrument	2022102000385
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 SILVERADO WAY, GALT, CA 95632-1860

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	169 SILVERADO WAY, GALT, CA 95632-1860
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 SILVERADO WAY, GALT, CA 95632-1860

Mortgage

Document Number	6110000000485
Date	Jun 11, 2021
Book Page	20210611/485

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 10, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	169 SILVERADO WAY, GALT, CA 95632-1860
Document Number	2011101539
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	169 SILVERADO WAY GALT CA 956321860, GALT, CA 95632-1860

Mortgage

Document Number	2011101539
Date	Nov 10, 2020
Instrument	2011101539

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 28, 2017
Property Address	169 SILVERADO WAY, GALT, CA 95632-1860
Document Number	1711281653
Instrument Date	Nov 15, 2017
Instrument	1711281653
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	169 SILVERADO WAY GALT CA 956321860, GALT, CA 95632-1860

Mortgage

Document Number	1711281654
Date	Nov 28, 2017
Instrument	1711281654

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

November 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 28, 2017
Property Address	169 SILVERADO WAY, GALT, CA 95632-1860
Document Number	1711281652
Instrument Date	Nov 15, 2017
Instrument	1711281652
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 SILVERADO WAY GALT CA 956321860, GALT, CA 95632-1860

Tax Assessment & Valuation

The 2025 property tax bill for 169 Silverado Way was $4,298, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$381,342 (+2%) Land $81,238 Building $300,104
2025	$4,298.00 (+4.47%)	$373,866 Land $79,646 Building $294,220
2024	$4,114.00 (+1.71%)
2023	$4,045.00 (+4.2%)	$359,350 Land $76,554 Building $282,796
2022	$3,882.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 169 Silverado Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 169 Silverado Way is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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