173 Shepard St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 173 Shepard St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,278 sqft · built 1900
Lot Size	0.215 acres (9,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,000 (Jun 2020)
Tax Bill	$4,560 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`B:051 L:748 S:024`

Property Details

APN / Parcel Number

Primary APN	`B:051 L:748 S:024`
Alternative APN	`LYNN M:051 B:748 L:024`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,278 sqft Living Area
Gross Area	2,316 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,352 sqft (0.215 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	173 SHEPARD ST
City	LYNN
State	MA
Zip	01902-4558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WF1
Legal Block	748
Legal Lot Number	24
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1006
Census Tract	207200

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 ALLEY ST, LYNN, MA 01902-4405
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage COMMUNITY CREDIT UNION LYNN
May 26, 2017	Quit Claim Deed, Transfer SAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Prior Sale	Jun 12, 2020 · Amount on Record
Deed Book / Page	38606 / 235
Prior Transfer Date	Jun 11, 2020
Prior Transfer Doc	38606-235
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jun 12, 2020
Property Address	173 SHEPARD ST, LYNN, MA 01902-4558
Document Number	38606-235
Book / Page	38606 / 235
Instrument Date	Jun 11, 2020
Instrument	20200612004980
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 ALLEY ST, LYNN, MA 01902-4405

Mortgage

Document Number	200612004990
Date	Jun 12, 2020
Instrument	200612004990

Lender

Name	COMMUNITY CREDIT UNION LYNN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 26, 2017
Property Address	173 SHEPARD ST, LYNN, MA 01902-4558
Document Number	35895-444
Book / Page	35895 / 444
Instrument	219
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.33
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 SHEPARD ST, LYNN, MA 01902-4558

Mortgage

Document Number	358950447
Date	May 26, 2017
Instrument	35895/0447

Lender

Name	SAGE BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 26, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,560.00 (+5.63%)	$440,200 (+7.37%) Land $230,200 Building $210,000	$769,500
2024	$4,317.00 (+6.75%)	$410,000 (+13.04%) Land $211,500 Building $198,500
2023	$4,044.00	$362,700 Land $188,400 Building $174,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 88 individual policies
Nearby Flood Policies	90 units insured incl. 2 condo units
Nearby Flood Claims	82 (1979–2025)
Claims Outside the SFHA	29 of 82
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile.

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