Essex County and Lynn City property record for 157 Shepard St, Lynn, MA 01902
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,671 sqft · built 1890 |
| Lot Size | 0.074 acres (3,228 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,529 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B:051 L:742 S:020 |
| Primary APN | B:051 L:742 S:020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,671 sqft Living Area |
| Gross Area | 3,004 sqft |
| Basement Area | 999 sqft |
| Unfinished Basement | 999 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,228 sqft (0.074 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 157 SHEPARD ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-4557 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | WF1 |
| Legal Block | 742 |
| Legal Lot Number | 20 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 207200 |
Source: Essex County and Lynn City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 157 SHEPARD ST, LYNN, MA 01902-4557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · ARM FINANCE AMERICA LLC |
| Apr 22, 2024 | Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 157 SHEPARD ST, LYNN, MA 01902-4557 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00042078-8 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 42078/8 |
| Instrument | 20240422000350 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 973 Months |
| Due | May 1, 2105 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.95% |
| Type Change Date | Jun 1, 2024 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 157 SHEPARD ST, LYNN, MA 01902-4557 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0042078-27 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 42078/27 |
| Instrument | 20240422000360 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 973 Months |
| Due | May 1, 2105 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.95% |
| Type Change Date | Jun 1, 2024 |
| Index | Other |
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,529.00 (+6.6%) | $630,244 (+8.35%) Land $194,400 Building $435,844 | $641,669 |
| 2024 | $6,125.00 (+2.85%) | $581,700 (+8.91%) Land $178,600 Building $403,100 | |
| 2023 | $5,955.00 | $534,100 Land $159,100 Building $375,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry, T-Mobile.
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