172 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 172 Schramm Loop, Stephens City, VA 22655

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,499 sqft · built 2017
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Trust Names on Record
Last Sale	$325,000 (Jul 2023)
Tax Bill	$1,729 (2026)
Deeds & Mortgages	Jul 2023 Sale Aug 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`756-4-71`

Property Details

APN / Parcel Number

Primary APN	`756-4-71`
Alternative APN	`8050083`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,499 sqft Living Area
Gross Area	2,253 sqft
1st Floor Area	730 sqft
Basement Area	498 sqft
Finished Basement	498 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Terrain	Rolling
Garage Type	Built-in
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050083
Street Address	172 SCHRAMM LOOP
City	STEPHENS CITY
State	VA
Zip	22655-6016
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RATR
Legal Description	THE TOWNES AT TASKER L71 S4
Legal Subdivision	THE TOWNES AT TASKER
Legal Lot Number	71
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2040
Census Tract	50900

Owner

Source: Frederick County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	121 WESTCHESTER DR, STEPHENS CITY, VA 22655-5351
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer WALKER TITLE, WALKER TITLE LLC
Aug 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Aug 4, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	20235713
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 7, 2023
Property Address	172 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6016
Document Number	0000005713
Instrument Date	Jun 28, 2023
Instrument	230005713
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	WALKER TITLE, WALKER TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6016

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	172 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6016
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010657
Date	Aug 24, 2022
Instrument	220010657

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 4, 2017
Property Address	172 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6016
Document Number	0000007957
Instrument Date	Jul 28, 2017
Instrument	170007957
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2021
Title Company	COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6016

Mortgage

Document Number	0000007958
Date	Aug 4, 2017
Instrument	170007958

Lender

Name	SUNTRUST MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,729.00 (+10.41%)	$326,200 (-) Land $68,000 Building $258,200	$326,200 (-) Land $68,000 Building $258,200
2025	$1,566.00 (+10.13%)	$326,200 (+16.92%) Land $68,000 Building $258,200	$326,200 (+16.92%) Land $68,000 Building $258,200
2023	$1,422.00	$279,000 Land $52,000 Building $227,000	$279,000 Land $52,000 Building $227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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