173 Santa Rosa Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 173 Santa Rosa Ave, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,826 sqft · built 1933
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on Record
Last Sale$1,750,000 (Mar 2023)
Tax Bill$22,912 (2025)
Deeds & MortgagesMar 2023 Sale
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN016-191-400

Property Details

APN / Parcel Number

Primary APN016-191-400

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,826 sqft Living Area
1st Floor Area780 sqft
2nd Floor Area560 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions90 ft deep x 50 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address173 SANTA ROSA AVE
CityPACIFICA
StateCA
Zip94044-2547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10000
Legal DescriptionLOTS 19 20 BLK 5 SALADA BEACH REVISED RSM 5/20
Legal SubdivisionSALADA BEACH
Legal TractD
Legal Block5
Legal Lot Number19
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group4
Census Block4023
Census Tract603000

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address173 SANTA ROSA AVE, PACIFICA, CA 94044-2547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2023Grant Deed, Transfer
LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Mar 9, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Oct 31, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Apr 21, 2017Quit Claim Deed, Transfer · Conventional Mortgage
OPES ADVISORS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2023 · Amount on Record
Deed SaleMar 10, 2023 · Amount on Record
Prior SaleApr 29, 1997 · Amount on Record
Deed Document Number202310653
Prior Transfer DateFeb 25, 2021
Prior Transfer Doc0000038678
Record UpdatedOct 29, 2026

March 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateMar 10, 2023
Property Address173 SANTA ROSA AVE, PACIFICA, CA 94044-2547
Document Number0000010653
Map ReferenceMB 5 PG 20
Instrument DateMar 2, 2023
Instrument2023-010653
Transaction TypeTransfer
Record UpdatedApr 11, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 SANTA ROSA AVE, PACIFICA, CA 94044-2547

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateMar 9, 2021
Property Address173 SANTA ROSA AVE, PACIFICA, CA 94044-2547
Document Number0000038678
Map ReferenceMB 5 PG 20
Instrument DateFeb 25, 2021
Instrument2021-038678
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 SANTA ROSA AVE, PACIFICA, CA 94044-2547

Mortgage

Document Number0000038679
DateMar 9, 2021
Instrument2021-038679
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address173 SANTA ROSA AVE, PACIFICA, CA 94044-2547
Document Number0000094077
Instrument DateOct 31, 2018
Transaction TypeMortgage
Record UpdatedDec 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address173 SANTA ROSA AVE PACIFICA CA 940442547, PACIFICA, CA 94044-2547

Mortgage

Document Number0000094077
DateDec 3, 2018
Instrument94077
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateApr 21, 2017
Property Address173 SANTA ROSA AVE, PACIFICA, CA 94044-2547
Document Number0000034850
Instrument DateApr 17, 2017
Instrument34850
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address173 SANTA ROSA AVE PACIFICA CA 940442547, PACIFICA, CA 94044-2547

Mortgage

Document Number34851
DateApr 21, 2017
Instrument34851
Lender
NameOPES ADVISORS
AddressCUPERTINO, CA 95014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 20, 2047

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,857,113 (+2%) Land $976,311 Building $880,802
2025$22,912.00 (+186.87%)$1,820,700 (+216.88%) Land $957,168 Building $863,532
2023$7,987.00 (+7.16%) Homeowner's exemption$574,576 Land $236,371 Building $338,205$1,518,570
2022$7,453.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 units insured
incl. 4 condo units
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Santa Rosa Ave

Nearby Streets

Search Property Records by Address or Parcel Number