137 Santa Rosa Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 137 Santa Rosa Ave, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,820 sqft · built 1932
Lot Size0.103 acres (4,500 sqft)
OwnerCompany Name on Record
Last Sale$50,000 (Jun 2002)
Tax Bill$9,324 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN016-191-180

Property Details

APN / Parcel Number

Primary APN016-191-180

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,820 sqft Living Area
Gross Area2,180 sqft
1st Floor Area650 sqft
2nd Floor Area585 sqft
Basement Area360 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions90 ft deep x 50 ft wide
Garage TypeBasement
Garage Area360 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address137 SANTA ROSA AVE
CityPACIFICA
StateCA
Zip94044-2547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR30000
Legal DescriptionLOTS 13 14 BLOCK 5 SALADA BEACH
Legal SubdivisionSALADA BEACH
Legal TractD
Legal Block5
Legal Lot Number13
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group4
Census Block4023
Census Tract603000

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address137 SANTA ROSA AVE, PACIFICA, CA 94044-2547
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Line of Credit
SAN FRANCISCO FIRE CU
Aug 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Sep 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 25, 2017Deed of Trust, Mortgage · Line of Credit
SF FIRE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2002 · Amount on Record
Deed SaleJun 27, 2002 · Amount on Record
Prior SaleMay 2, 1995 · Amount on Record
Deed Document Number2002125739
Prior Transfer DateApr 25, 1994
Prior Transfer Doc0000082878
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address137 SANTA ROSA AVE, PACIFICA, CA 94044-2547
Transaction TypeMortgage
Record UpdatedOct 4, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 SANTA ROSA AVE, PACIFICA, CA 94044-2547

Mortgage

Document Number0000130672
DateSep 10, 2021
Instrument2021-130672
Lender
NameSAN FRANCISCO FIRE CU
TypeCredit Union
AddressSAN FRANCISCO, CA 94118
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 3, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address137 SANTA ROSA AVE, PACIFICA, CA 94044-2547
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076105
DateAug 4, 2020
Instrument2020-076105
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address137 SANTA ROSA AVE, PACIFICA, CA 94044-2547
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083981
DateSep 26, 2017
Instrument2017-083981
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
AddressINDIANAPOLIS, IN 46240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address137 SANTA ROSA AVE, PACIFICA, CA 94044-2547
Document Number0000103575
Instrument DateOct 25, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address137 SANTA ROSA AVE PACIFICA CA 940442547, PACIFICA, CA 94044-2547

Mortgage

Document Number0000103575
DateNov 21, 2017
Instrument103575
Lender
NameSF FIRE CU
AddressSAN FRANCISCO, CA 94118
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 20, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$667,484 (+2%) Land $333,742 Building $333,742
2025$9,324.00 (-0.58%) Homeowner's exemption$654,398 (+4.04%) Land $327,199 Building $327,199
2023$9,378.00 (+5.58%) Homeowner's exemption$628,992 Land $314,496 Building $314,496$820,620
2022$8,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 units insured
incl. 4 condo units
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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