173 River Bluffs, Columbia Falls, MT 59912 Property Records

Flathead County property record for 173 River Bluffs, Columbia Falls, MT 59912

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,038 sqft · built 1979
Lot Size	2.83 acres (123,667 sqft)
Owner	Individual Name on File
Last Sale	$580,800 (Aug 2019)
Tax Bill	$6,195 (2026)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0757792`

Property Details

APN / Parcel Number

Primary APN	`R0757792`
Alternative APNs	`07-4185-16-2-04-03-0000` `0000195084`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,038 sqft Living Area
1st Floor Area	2,038 sqft
Basement Area	616 sqft
Finished Basement	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	123,667 sqft (2.83 acres)
View / Lot	Cul-de-sac
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	116 sqft
Shed	1 Shed
Shed Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000195084
Street Address	173 RIVER BLFS
City	COLUMBIA FALLS
State	MT
Zip	59912-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S16, T30 N, R21 W, CS 3211, TR 13DB IN NW4 & TR 12B IN NW4NW4
Legal Range	21W
Legal Township	30N
Legal Section	16
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1035
Census Tract	403

Owner

173 River Bluffs is owned and occupied by an individual who bought it in August 2019.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	173 RIVER BLFS, COLUMBIA FALLS, MT 59912-9017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Prior Sale	Jul 16, 2012 · Amount on File
Deed Document Number	201918616
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 13, 2019
Property Address	173 RIVER BLFS, COLUMBIA FALLS, MT 59912-9017
Document Number	201900018616
Instrument Date	Aug 8, 2019
Instrument	201900018616
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 RIVER BLFS, COLUMBIA FALLS, MT 59912-9017

Mortgage

Document Number	201900018617
Date	Aug 13, 2019
Instrument	201900018617

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 173 River Bluffs was $6,195.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,195.00	$984,400
2025			$984,400 Land $419,558 Building $564,842
2023	$4,520.00	$734,800	$734,800 Land $284,723 Building $450,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 173 River Bluffs in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 River Bluffs is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Montana
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER BLUFF HOA WHITEFISH private · serves 32 people · EPA ID MT0003652
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Bluffs

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures