148 River Bluffs, Columbia Falls, MT 59912 Property Records

Flathead County property record for 148 River Bluffs, Columbia Falls, MT 59912

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,810 sqft · built 1984
Lot Size	1.05 acres (46,086 sqft)
Owner	Individual Name on Record
Last Sale	$173,800 (Sep 2007)
Tax Bill	$2,210 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0777805`

Property Details

APN / Parcel Number

Primary APN	`R0777805`
Alternative APNs	`07-4185-16-2-03-05-0000` `0000670688`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
1st Floor Area	1,810 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	46,086 sqft (1.05 acres)
Garage Type	Mixed
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces
Deck Area	224 sqft
Shed	1 Shed
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000670688
Street Address	148 RIVER BLFS
City	COLUMBIA FALLS
State	MT
Zip	59912-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BLUFFS UNIT 2, S16, T30 N, R21 W, LOT 008, ASSR# 0000670688
Legal Range	21W
Legal Township	30N
Legal Section	16
Legal Subdivision	RIVER BLUFFS UNIT 2
Legal Lot Number	8
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1035
Census Tract	403

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 RIVER BLFS, COLUMBIA FALLS, MT 59912-9017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2007 · Amount on Record
Deed Sale	Sep 25, 2007 · Amount on Record
Deed Document Number	200729398
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	148 RIVER BLFS, COLUMBIA FALLS, MT 59912-9017
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100037067
Date	Oct 20, 2021
Instrument	202100037067

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	148 RIVER BLFS, COLUMBIA FALLS, MT 59912-9017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700008471
Date	Apr 28, 2017
Instrument	201700008471

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,210.00 (-34.34%)	$794,200 (+45.14%)
2025			$794,200 (+45.14%) Land $257,460 Building $536,740
2023	$3,366.00	$547,200	$547,200 Land $184,848 Building $362,352

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 77% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER BLUFF HOA WHITEFISH private · serves 32 people · EPA ID MT0003652
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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