173 Monarchos Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 173 Monarchos Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,214 sqft · built 2018
Owner	Individual Name on Record
Last Sale	$659,900 (Jan 2026)
Tax Bill	$2,167 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083124B E 02400`

Property Details

APN / Parcel Number

Primary APN	`083124B E 02400`
Alternative APN	`124B E 02400`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,214 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	798 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	251 sqft
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	173 MONARCHOS DR
City	GALLATIN
State	TN
Zip	37066-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB30 PG253-256 LT299
Legal Subdivision	CARELLTON PH3-B LT299
Legal Block	253-256
Legal Lot Number	299
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1042
Census Tract	20502

Owner

Source: Sumner County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	173 MONARCHOS DR, GALLATIN, TN 37066-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Jul 29, 2021	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUEENSBOROUGH NATIONAL BANK & TRUST CO
Dec 13, 2018	Warranty Deed, Transfer · Conventional Mortgage QUEENSBOROUGH NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	May 5, 2023 · Amount on Record
Deed Document Number	1539499
Deed Book / Page	6768 / 449
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	May 5, 2023
Property Address	173 MONARCHOS DR, GALLATIN, TN 37066-1705
Document Number	0061580177
Book / Page	6158 / 177
Map Reference	MB 30 PG 253-256
Instrument Date	May 4, 2023
Instrument	1449714
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,257.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 MONARCHOS DR, GALLATIN, TN 37066-1705

Mortgage

Document Number	0006158179
Date	May 5, 2023
Instrument	6158/179

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Jul 29, 2021
Property Address	173 MONARCHOS DR, GALLATIN, TN 37066-1705
Document Number	0056690456
Book / Page	5669 / 456
Map Reference	MB 30 PG 253-256
Instrument Date	Jul 26, 2021
Instrument	1375365
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 MONARCHOS DR, GALLATIN, TN 37066-1705

Mortgage

Document Number	5669459
Date	Jul 29, 2021
Instrument	5669/459

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	173 MONARCHOS DR, GALLATIN, TN 37066-1705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051800045
Date	Apr 2, 2020
Book Page	5180/45
Instrument	1306243

Lender

Name	QUEENSBOROUGH NATIONAL BANK & TRUST CO
Type	Bank
Address	AUGUSTA, GA 30907

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Dec 13, 2018
Property Address	173 MONARCHOS DR, GALLATIN, TN 37066-1705
Document Number	0048640007
Book / Page	4864 / 007
Map Reference	MB 30 PG 253-256
Instrument Date	Dec 11, 2018
Instrument	1254145
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,528.71
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	173 MONARCHOS DR, GALLATIN, TN 37066-1705

Mortgage

Document Number	1254146
Date	Dec 13, 2018
Instrument	1254146

Lender

Name	QUEENSBOROUGH NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,167.00 (-33.14%)	$152,500 (+43.63%) Land $37,500 Building $115,000
2024			$610,000 (+43.63%) Land $150,000 Building $460,000
2023	$3,241.00 (-0.34%)	$106,175 (-) Land $12,000 Building $94,175
2022	$3,252.00	$106,175 Land $12,000 Building $94,175
2021			$424,700 Land $48,000 Building $376,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	23 (1993–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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