166 Monarchos Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 166 Monarchos Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,697 sqft · built 2019
Lot Size	0.213 acres (9,319 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Aug 2026)
Tax Bill	$2,140 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2025 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083124B E 01100`

Property Details

APN / Parcel Number

Primary APN	`083124B E 01100`
Alternative APN	`124B E 01100`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,697 sqft Living Area
Gross Area	3,291 sqft
1st Floor Area	1,714 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,319 sqft (0.213 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	428 sqft
Driveway	Driveway
Driveway Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	438 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	166 MONARCHOS DR
City	GALLATIN
State	TN
Zip	37066-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB30 PG253-256 LT250
Legal Subdivision	CARELLTON SUB
Legal Block	253-256
Legal Lot Number	250
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1044
Census Tract	20502

Owner

Source: Sumner County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 MONARCHOS DR, GALLATIN, TN 37066-1700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Dec 30, 2025	Warranty Deed, Transfer · Construction Mortgage PERSONS BANKING COMPANY
Jul 10, 2020	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
May 15, 2019	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	May 15, 2019 · Amount on Record
Deed Document Number	20261560130
Deed Book / Page	6912 / 870
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Aug 5, 2026
Property Address	166 MONARCHOS DR, GALLATIN, TN 37066-1700
Document Number	0001560130
Book / Page	6912 / 870
Instrument Date	Aug 3, 2026
Instrument	20261560130
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	MAGNOLIA TITLE AND ESCROW INC, MAGNOLIA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241,036.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 MONARCHOS DR, GALLATIN, TN 37066-1700

Mortgage

Document Number	0001560130,
Date	Aug 5, 2026
Book Page	6913/1
Instrument	20261560130

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Dec 30, 2025
Property Address	166 MONARCHOS DR, GALLATIN, TN 37066-1700
Document Number	0067540760
Book / Page	6754 / 760
Instrument Date	Dec 15, 2025
Instrument	1537413
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 MONARCHOS DR, GALLATIN, TN 37066-1700

Mortgage

Document Number	0067540763
Date	Dec 30, 2025
Book Page	6754/763
Instrument	1537414

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 19, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	166 MONARCHOS DR, GALLATIN, TN 37066-1700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052710435
Date	Jul 10, 2020
Book Page	5271/435
Instrument	1318843

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	May 15, 2019
Property Address	166 MONARCHOS DR, GALLATIN, TN 37066-1700
Document Number	0049430422
Book / Page	4943 / 422
Map Reference	MB 30 PG 253-256
Instrument Date	May 10, 2019
Instrument	1268546
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,422.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 MONARCHOS DR, GALLATIN, TN 37066-1700

Mortgage

Document Number	1268547
Date	May 15, 2019
Instrument	1268547

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,140.00 (-23.57%)	$150,600 (+64.14%) Land $37,500 Building $113,100
2024			$602,400 (+64.14%) Land $150,000 Building $452,400
2023	$2,800.00 (-0.32%)	$91,750 (-) Land $12,000 Building $79,750
2022	$2,809.00	$91,750 Land $12,000 Building $79,750
2021			$367,000 Land $48,000 Building $319,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	23 (1993–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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