173 Macarthur Ave, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 173 Macarthur Ave, Cobleskill, NY 12043

Property Summary

Property TypeTriplex
Details5 bd · 3 ba · 2,028 sqft · built 1900
Lot Size0.1 acres (4,356 sqft)
OwnerCompany Name on Record
Last Sale$65,000 (Jul 2015)
Tax Bill$3,943 (2025)
Deeds & MortgagesJun 2023 Sale & Refinance
Flood ZoneZone X (minimal risk)
APN432601 68.5-7-2

Property Details

APN / Parcel Number

Primary APN432601 68.5-7-2
Alternative APNs
  • 260106800500070020000000
  • 431A101326

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,028 sqft Total Area
1st Floor Area1,484 sqft
2nd Floor Area336 sqft
Upper Floors Area208 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions90 ft deep x 65 ft wide
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A101326
Street Address173 MACARTHUR AVE
CityCOBLESKILL
StateNY
Zip12043-4735
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRD
Legal DescriptionHOUSE GARAGE
Legal Block7
Legal Lot Number2.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group5
Census Block5003
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address213 SHADY TREE LN, HOWES CAVE, NY 12092-2012
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2015 · Amount on Record
Deed SaleJul 28, 2015 · Amount on Record
Prior SaleSep 20, 2002 · Amount on Record
Deed Book / Page1002 / 89
Prior Transfer DateFeb 21, 2003
Prior Transfer Doc0732000263
Record UpdatedJun 8, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateJun 1, 2023
Property Address173 MACARTHUR AVE, COBLESKILL, NY 12043-4735
Document Number001190/240
Book / Page1190 / 240
Instrument DateMay 25, 2023
Instrument821515
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 SHADY TREE LN, HOWES CAVE, NY 12092-2012

Mortgage

Document Number002040/282
DateJun 1, 2023
Book Page2040/282
Instrument821516
Lender
NameTHE NATIONAL BANK OF COXSACKIE
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,943.00 (+6.63%)$67,600 (-) Land $8,400 Building $59,200$137,959 (+16.33%) Land $17,143 Building $120,816
2023$67,600 Land $8,400 Building $59,200$118,596 Land $14,737 Building $103,859
2020$3,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims19 (2011–2013)
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: MIDTEL.

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