169 Macarthur Ave, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 169 Macarthur Ave, Cobleskill, NY 12043

Property Summary

Property Type	Apartments (5+ Units)
Details	3 bd · 1 ba · 5,539 sqft · built 2011
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jul 2011)
Tax Bill	$15,324 (2026)
Deeds & Mortgages	Feb 2022 Refinance Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`432601 68.5-6-8`

Property Details

APN / Parcel Number

Primary APN	`432601 68.5-6-8`
Alternative APNs	`260106800500060080000000` `431A100713`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Units	4 Units
Stories	2 Stories
Building Area	5,539 sqft Gross Area
Upper Floors Area	175 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	178 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	272 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	431A100713
Street Address	169 MACARTHUR AVE
City	COBLESKILL
State	NY
Zip	12043-4700
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R3
Legal Description	HOUSE & BARN
Legal Block	6
Legal Lot Number	8.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	5
Census Block	5018
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 70, COBLESKILL, NY 12043-0070
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN EQUITY MTG
Aug 24, 2018	Deed of Trust, Mortgage PS FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2011 · Amount on Record
Deed Sale	Jul 20, 2011 · Amount on Record
Deed Book / Page	921 / 78
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	169 MACARTHUR AVE, COBLESKILL, NY 12043-4700
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001982/80
Date	Feb 24, 2022
Book Page	1982/80
Instrument	806737

Lender

Name	HOMETOWN EQUITY MTG

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	169 MACARTHUR AVE, COBLESKILL, NY 12043-4700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001812/0000000260
Date	Aug 24, 2018
Book Page	0000001812/0000000260
Instrument	000000748325

Lender

Name	PS FUNDING INC

Agreement

Amount	Amount Recorded
Term	17 Months
Due	Jan 1, 2020

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,324.00 (+62.54%)
2025	$9,428.00 (-63.67%)	$150,000 (-) Land $8,700 Building $141,300	$306,122 (+16.33%) Land $17,755 Building $288,367
2023		$150,000 Land $8,700 Building $141,300	$263,158 Land $15,263 Building $247,895
2020	$25,953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	19 (2011–2013)
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims Hurricane Irene, Aug 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: MIDTEL.

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