173 I St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 173 I St, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,820 sqft · built 1958
Lot Size	0.092 acres (4,000 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Sep 2017)
Tax Bill	$9,546 (2025)
Deeds & Mortgages	Oct 2018 Transfer Aug 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064-127-017`

Property Details

APN / Parcel Number

Primary APN	`064-127-017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	173 I ST
City	CAYUCOS
State	CA
Zip	93430-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MORRO RK VW 3 BL 6 LTS 20 & 21
Legal Subdivision	MORRO ROCK VIEW 03
Legal Block	6
Legal Lot Number	20,21
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1009
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4965 MAYNARD ST, SAN DIEGO, CA 92122-3931
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 29, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Oct 15, 1999 · Amount on Record
Deed Document Number	201744034
Last Transfer Date	Jul 31, 2018
Transfer Doc	0000043347
Record Updated	Oct 29, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 16, 2018
Property Address	173 I ST, CAYUCOS, CA 93430-1166
Document Number	0000043347
Instrument Date	Jul 31, 2018
Instrument	43347
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4965 MAYNARD ST SAN DIEGO CA 921223931, SAN DIEGO, CA 92122-3931

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 27, 2018
Property Address	173 I ST, CAYUCOS, CA 93430-1166
Document Number	0000035466
Instrument Date	Jul 31, 2018
Instrument	35466
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4965 MAYNARD ST SAN DIEGO CA 921223931, SAN DIEGO, CA 92122-3931

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 29, 2017
Property Address	173 I ST, CAYUCOS, CA 93430-1166
Document Number	0000044034
Map Reference	MB3 PG101
Instrument Date	Aug 18, 2017
Instrument	2017044034
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4965 MAYNARD ST, SAN DIEGO, CA 92122-3931

Mortgage

Document Number	0000044035
Date	Sep 29, 2017
Instrument	2017044035

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$928,463 (+2%) Land $638,320 Building $290,143
2025	$9,546.00 (+1.92%)	$910,258 (+4.04%) Land $625,804 Building $284,454
2023	$9,366.00 (+1.72%)	$874,913 Land $601,504 Building $273,409
2022	$9,208.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	33 units insured incl. 12 condo units
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2023
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO ROCK MUTUAL WATER CO private · serves 2,181 people · EPA ID CA4010015
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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