168 I St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 168 I St, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 680 sqft · built 1941
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Company Names on Record
Last Sale	$386,000 (Dec 2025)
Tax Bill	$1,760 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064-128-005`

Property Details

APN / Parcel Number

Primary APN	`064-128-005`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	680 sqft Living Area
1st Floor Area	680 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	168 I ST
City	CAYUCOS
State	CA
Zip	93430-1165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MORRO RK VW 3 BL 7 LTS 9 & 10
Legal Subdivision	MORRO ROCK VIEW 03
Legal Block	7
Legal Lot Number	9,10
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1008
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2224 CRESCENT AVE, MONTROSE, CA 91020-1209
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 9, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
May 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Deed Document Number	202537947
Prior Transfer Date	Nov 29, 1996
Prior Transfer Doc	0000062678
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 10, 2025
Property Address	168 I ST, CAYUCOS, CA 93430-1165
Document Number	0000037947
Map Reference	MB 3 PG 101
Instrument Date	Oct 31, 2025
Instrument	2025037947
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 CRESCENT AVE, MONTROSE, CA 91020-1209

Mortgage

Document Number	0000037948
Date	Dec 10, 2025
Instrument	2025037948

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 10, 2020
Property Address	168 I ST, CAYUCOS, CA 93430-1165
Document Number	0000028253
Instrument Date	May 28, 2020
Instrument	28253
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9839 WISH AVE NORTHRIDGE CA 913251951, NORTHRIDGE, CA 91325-1951

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 9, 2019
Property Address	168 I ST, CAYUCOS, CA 93430-1165
Document Number	0000017169
Instrument Date	Mar 18, 2019
Instrument	17169
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9839 WISH AVE NORTHRIDGE CA 913251951, NORTHRIDGE, CA 91325-1951

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 9, 2019
Property Address	168 I ST, CAYUCOS, CA 93430-1165
Document Number	0000017170
Instrument Date	Mar 18, 2019
Instrument	17170
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9839 WISH AVE NORTHRIDGE CA 913251951, NORTHRIDGE, CA 91325-1951

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$624,532 (+298.52%) Land $519,579 Building $104,953
2025	$1,760.00 (+2.21%)	$156,711 (+4.04%) Land $111,918 Building $44,793
2023	$1,722.00 (+1.89%)	$150,627 Land $107,573 Building $43,054
2022	$1,690.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	33 units insured incl. 12 condo units
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2023
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO ROCK MUTUAL WATER CO private · serves 2,181 people · EPA ID CA4010015
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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