173 Grassy Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 173 Grassy Rd, Key Largo, FL 33037

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.17 acres (7,441 sqft)
Owner	Individual Name on File
Last Sale	$100 (May 2019)
Tax Bill	$2,582 (2024)
Deeds & Mortgages	May 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`00533640-000000`

Property Details

APN / Parcel Number

Primary APN	`00533640-000000`
Alternative APNs	`31604000533640000000` `1657158`

Exterior

Lot Area	7,441 sqft (0.17 acres)
Lot Dimensions	124 ft deep x 60 ft wide

Location & Zoning

Account Number	1657158
Old Parcel Number	31604000533640000000
Street Address	173 GRASSY RD
City	KEY LARGO
State	FL
Zip	33037
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	BK 1 LT 5 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR555-1097 OR2965-282 D/C OR2965-283D/C OR2965-0280
Legal Range	40E
Legal Township	60S
Legal Section	31
Legal Subdivision	LAKE SURPRISE ESTATES
Legal Block	1
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2004
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

173 Grassy Rd, residential vacant land, is owned by an individual who bought it in May 2019.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	2638 GATELY DR E APT 53, 53, WEST PALM BEACH, FL 33415-7983
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2019 · Amount on File
Deed Sale	May 20, 2019 · Amount on File
Deed Document Number	2220828
Deed Book / Page	2965 / 0280
Record Updated	Jun 8, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	May 20, 2019
Property Address	173 GRASSY RD, KEY LARGO, FL 33037-3004
Document Number	0029650280
Book / Page	002965 / 000280
Instrument Date	May 14, 2019
Instrument	2220828
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 GATELY DR E #53 WEST PALM BEACH FL 334157983, 53, WEST PALM BEACH, FL 33415-7983

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$345,402 Land $307,146 Building $38,256	$345,402 Land $307,146 Building $38,256
2024	$2,582.00 (+8.95%)
2023	$2,370.00 (+15.1%)	$307,146 (+20.11%) Land $307,146	$307,146 (+20.11%) Land $307,146
2022	$2,059.00	$255,710 Land $255,710	$255,710 Land $255,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 173 Grassy Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Grassy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20