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161 Grassy Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 161 Grassy Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,976 sqft · built 2007
Lot Size0.166 acres (7,209 sqft)
Owner2 Company Names on File
Last Sale$875,000 (Mar 2020)
Tax Bill$9,208 (2024)
Deeds & MortgagesApr 2024 Transfer
Mar 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00533670-000000

Property Details

APN / Parcel Number

Primary APN00533670-000000
Alternative APNs
  • 31604000533670000000
  • 1657182

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,976 sqft Living Area
1st Floor Area1,976 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2014
Exterior MaterialCombination
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area7,209 sqft (0.166 acres)
Lot Dimensions120 ft deep x 60 ft wide
View / LotCanal
Garage TypeCovered
Garage Area338 sqft

Exterior Amenities

PorchOpen Porch
Porch Area692 sqft
Deck Area390 sqft
Patio Area390 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1657182
Street Address161 GRASSY RD
CityKEY LARGO
StateFL
Zip33037-3004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURM
Legal DescriptionBK 1 LT 8 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR618-815 OR742-215-216 OR742-211 OR935-89 OR1327-2336 OR2092-1699 OR2092-1700 2094-2069 OR2203-1403 OR2234-1937 OR2453-1669 OR2463-1549 OR3014-1813 OR3271-2467
Legal Range40E
Legal Township60S
Legal Section31
Legal SubdivisionLAKE SURPRISE ESTATES
Legal Block1
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract972700

Owner

Source: Monroe County records · APN 00533670-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address7831 NW 169TH TER, MIAMI LAKES, FL 33016-3428
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2024Intrafamily Transfer, Transfer
Mar 19, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2020 · Amount on Record
Deed SaleMar 19, 2020 · Amount on Record
Prior SaleApr 30, 2010 · Amount on Record
Deed Document Number20202260761
Deed Book / Page3014 / 1813
Last Transfer DateMar 12, 2024
Transfer Doc0032712467
Record UpdatedSep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateApr 18, 2024
Property Address161 GRASSY RD, KEY LARGO, FL 33037-3004
Document Number0032712467
Book / Page3271 / 2467
Map ReferenceMB 4 PGS 162
Instrument DateMar 12, 2024
Instrument2458623
Transaction TypeTransfer
Record UpdatedMay 17, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7831 NW 169TH TER, MIAMI LAKES, FL 33016-3428

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address7831 NW 169TH TER, MIAMI LAKES, FL 33016-3428

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 19, 2020
Property Address161 GRASSY RD, KEY LARGO, FL 33037-3004
Document Number0030141813
Book / Page3014 / 1813
Map ReferenceMB 4 PG 162
Instrument DateMar 16, 2020
Instrument2260761
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanySUNSHINE TITLE OF KEYS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,125.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7831 NW 169TH TER, MIAMI LAKES, FL 33016-3428

Mortgage

Document Number0030141815
DateMar 19, 2020
Book Page3014/1815
Instrument2260762
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,277,497 (+23.97%) Land $733,029 Building $544,468$1,277,497 (+23.97%) Land $733,029 Building $544,468
2024$9,208.00 (+15.16%)
2023$7,996.00 (+11.36%)$1,030,475 (+7.79%) Land $519,048 Building $511,427$1,030,475 (+7.79%) Land $519,048 Building $511,427
2022$7,180.00$956,038 Land $432,540 Building $523,498$956,038 Land $432,540 Building $523,498

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879727002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 301 locations within half a mile of this property.

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