Burnet County property record for 173 Garner Ranch Rd, Bertram, TX 78605 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Square Footage | 2,693 sqft Living Area |
| Lot Size | 87,164 sqft (2 acres) |
| Garage | Attached, 824 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $104,700 (2021) |
| Tax Bill | $7,665.00 (2025) |
| Primary APN | 07289-0100-00006-000 |
|---|---|
| Alternative APN |
|
| Building Area | 2,693 sqft Living Area |
|---|---|
| Gross Area | 3,517 sqft Gross Area |
| 1st Floor | 2,693 sqft 1st Floor |
| Stories | 1 Stories |
| Lot Area | 87,164 sqft (2 acres) |
|---|---|
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 824 sqft Garage |
| Porch | Porch |
| Porch Area | 479 sqft Porch |
| Utility Building | 1,500 sqft Utility Building |
| Street Address | 173 GARNER RANCH RD |
|---|---|
| City | BERTRAM |
| State | TX |
| Zip | 78605-2040 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S7289 RIDGE POINT ESTATES LOT 6, PHASE 1, 2.001 |
| Legal Subdivision | RIDGE POINT ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | BURNET TX |
| Minor Civil Division | BERTRAM |
| Census Blockgroup | 4 |
| Census Block | 4044 |
| Census Tract | 960101 |
Source: Burnet County records · APN 07289-0100-00006-000
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 173 GARNER RANCH RD, BERTRAM, TX 78605-2040 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Building or Construction Mortgage NORTHPOINTE BANK |
| May 17, 2021 | Vendor's Lien, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on Record |
| Deed Sale | May 17, 2021 · Amount on Record |
| Deed Doc Number | 20218173 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURNET TX |
| Property Address | 173 GARNER RANCH RD, BERTRAM, TX 78605 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2022 |
| Title Company | TEXAS NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202202713 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 202202713 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Mar 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Max Rate | 8.75% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BURNET TX |
| Recording Date | May 17, 2021 |
| Property Address | 173 GARNER RANCH RD, BERTRAM, TX 78605 |
| Document Number | 0202108173 |
| Map Reference | DOC 2021012596 |
| Instrument Date | May 14, 2021 |
| Instrument | 202108173 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2022 |
| Title Company | TEXAS NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 181 HONEYCOMB MESA, 181, LEANDER, TX 78641-8959 |
| Name | Verified Name |
|---|---|
| Address | 6 GARREL RANCH RD, BERTRAM, TX 78605 |
| Document Number | 0202108174 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 202108174 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2011 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 10.5% |
Source: Burnet County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Burnet County |
| Unified School District | Burnet Consolidated Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,665.00 (-7.77%) Homeowner's exemption | $678,968 (-1.57%) Land $111,656 Building $567,312 | $678,968 (-1.57%) Land $111,656 Building $567,312 |
| 2024 | $8,311.00 (-0.17%) | ||
| 2023 | $8,325.00 | $689,803 Land $111,656 Building $578,147 | $689,803 Land $111,656 Building $578,147 |
173 Garner Ranch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Burnet County (48053C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 66th percentile of exposed land nationally · 54th in Texas |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 498 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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