Burnet County property record for 172 Garner Ranch Rd, Bertram, TX 78605 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Square Footage | 1,983 sqft Living Area |
| Lot Size | 87,164 sqft (2 acres) |
| Garage | Attached, 600 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,682.00 (2025) |
| Primary APN | 07289-0100-00033-000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,983 sqft Living Area |
|---|---|
| Gross Area | 2,583 sqft Gross Area |
| 1st Floor | 1,983 sqft 1st Floor |
| Stories | 1 Stories |
| Lot Area | 87,164 sqft (2 acres) |
|---|---|
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 600 sqft Garage |
| Porch | Porch |
| Porch Area | 671 sqft Porch |
| Street Address | 172 GARNER RANCH RD |
|---|---|
| City | BERTRAM |
| State | TX |
| Zip | 78605-2040 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S7289 RIDGE POINT ESTATES LOT 33, PHASE 1, 2.001 |
| Legal Subdivision | RIDGE POINT ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 33 |
| Jurisdiction | BURNET TX |
| Minor Civil Division | BERTRAM |
| Census Blockgroup | 4 |
| Census Block | 4044 |
| Census Tract | 960101 |
Source: Burnet County records · APN 07289-0100-00033-000
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 172 GARNER RANCH RD, BERTRAM, TX 78605-2040 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Aug 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2021 |
| Deed Sale | Jun 21, 2021 |
| Deed Doc Number | 202110274 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURNET TX |
| Property Address | 172 GARNER RANCH RD, BERTRAM, TX 78605 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2022 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 3506 PARLIAMENT CV, LAGO VISTA, TX 78645-6560 |
| Document Number | 0202119018 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 202119018 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | BELTON, TX 76513 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 15, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURNET TX |
| Property Address | 172 GARNER RANCH RD, BERTRAM, TX 78605 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2022 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202212557 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 202212557 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
Source: Burnet County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Burnet County |
| Unified School District | Burnet Consolidated Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,682.00 (-7.59%) Homeowner's exemption | $527,458 (-) Land $130,065 Building $397,393 | $527,458 (-) Land $130,065 Building $397,393 |
| 2024 | $6,149.00 (-0.16%) | ||
| 2023 | $6,159.00 | $527,458 Land $130,065 Building $397,393 | $527,458 Land $130,065 Building $397,393 |
172 Garner Ranch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Burnet County (48053C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 66th percentile of exposed land nationally · 54th in Texas |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 498 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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