173 Elm St, Elko, NV 89801 Property Records

Elko County property record for 173 Elm St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,456 sqft · built 1978
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Dec 2020)
Tax Bill	$1,744 (2026)
Deeds & Mortgages	Dec 2020 Sale Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-041-015`

Property Details

APN / Parcel Number

Primary APN	`001-041-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,092 sqft Living Area
Gross Area	2,456 sqft
Basement Area	364 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	173 ELM ST
City	ELKO
State	NV
Zip	89801-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	SUNSET HEIGHTS SUBDIVISION FILE 75368 BLOCK 121R
Legal Subdivision	SUNSET HEIGHTS SUBDIVISION
Legal Block	1
Legal Lot Number	16
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1036
Census Tract	950900

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	173 ELM ST, ELKO, NV 89801-2811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Grant Deed, Transfer STEWART TITLE
Dec 2, 2020	Grant Deed, Transfer NEW AMERICAN FNDG
Aug 28, 2018	Quit Claim Deed, Transfer RELIANT TITLE INC
Aug 28, 2018	Grant Deed, Transfer SOUTHERN FIDELITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	2020777933
Prior Transfer Date	Aug 24, 2018
Prior Transfer Doc	0000745449
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Dec 2, 2020
Property Address	173 ELM ST, ELKO, NV 89801-2811
Document Number	0000777932
Instrument Date	Nov 4, 2020
Instrument	777932
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	173 ELM ST ELKO NV 898012811, ELKO, NV 89801-2811

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Dec 2, 2020
Property Address	173 ELM ST, ELKO, NV 89801-2811
Document Number	0000777933
Instrument Date	Nov 4, 2020
Instrument	777933
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 1/2 MAPE ST ELKO NV 89801, ELKO, NV 89801

Mortgage

Document Number	777934
Date	Dec 2, 2020
Instrument	777934

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Aug 28, 2018
Property Address	173 ELM ST, ELKO, NV 89801-2811
Document Number	0000745449
Instrument Date	Aug 24, 2018
Instrument	745449
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	RELIANT TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	475 CEDAR ST ELKO NV 898013223, ELKO, NV 89801-3223

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Aug 28, 2018
Property Address	173 ELM ST, ELKO, NV 89801-2811
Document Number	0000745447
Instrument Date	Jun 14, 2018
Instrument	745447
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	RELIANT TITLE-ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$877.50
Amount Accuracy	Confirmed
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 ELM ST ELKO NV 898012811, ELKO, NV 89801-2811

Mortgage

Document Number	745448
Date	Aug 28, 2018
Instrument	745448

Lender

Name	SOUTHERN FIDELITY MTG
Type	Mortgage Company
Address	9075 W DIABLO DR # 302, LAS VEGAS, NV 89148-7674

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,744.00 (+8.19%)	$48,182 (-0.94%) Land $15,050 Building $33,132	$137,663 (-0.94%) Land $43,000 Building $94,663
2025	$1,612.00 (+5.77%)	$48,639 (+20.84%) Land $15,050 Building $33,589	$138,969 (+20.84%) Land $43,000 Building $95,969
2024	$1,524.00 (+7.7%)
2023	$1,415.00 (+8.02%)	$40,252 (+12.56%) Land $6,615 Building $33,637	$115,006 (+12.56%) Land $18,900 Building $96,106
2022	$1,310.00	$35,759 Land $6,615 Building $29,144	$102,169 Land $18,900 Building $83,269

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.5% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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