162 Elm St, Elko, NV 89801 Property Records

Elko County property record for 162 Elm St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1953
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Apr 2020)
Tax Bill	$822 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-042-006`

Property Details

APN / Parcel Number

Primary APN	`001-042-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)

Utilities, Heating & Cooling

Cooling System	Evaporative

Location & Zoning

Street Address	162 ELM ST
City	ELKO
State	NV
Zip	89801-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	SUNSET HEIGHTS SUBDIVISION FILE 75368 BLOCK 108R
Legal Subdivision	SUNSET HEIGHTS SUBDIVISION
Legal Block	1
Legal Lot Number	5
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1037
Census Tract	950900

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	162 ELM ST, ELKO, NV 89801-2812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Apr 10, 2020	Grant Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS
Apr 10, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Oct 16, 2017	Quit Claim Deed, Transfer STEWART TITLE
Oct 16, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2020 · Amount on Record
Deed Sale	Apr 10, 2020 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	2020767295
Prior Transfer Date	Oct 2, 2017
Prior Transfer Doc	0000731686
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	162 ELM ST, ELKO, NV 89801-2812
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000786217
Date	Apr 26, 2021
Instrument	786217

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Apr 10, 2020
Property Address	162 ELM ST, ELKO, NV 89801-2812
Document Number	0000767294
Instrument Date	Apr 1, 2020
Instrument	767294
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	238 AERIE LN ELKO NV 898018495, ELKO, NV 89801-8495

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Apr 10, 2020
Property Address	162 ELM ST, ELKO, NV 89801-2812
Document Number	0000767295
Instrument Date	Apr 1, 2020
Instrument	767295
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$839.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	162 ELM ST ELKO NV 898012812, ELKO, NV 89801-2812

Mortgage

Document Number	767296
Date	Apr 10, 2020
Instrument	767296

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Oct 16, 2017
Property Address	162 ELM ST, ELKO, NV 89801-2812
Document Number	0000731686
Instrument Date	Oct 2, 2017
Instrument	731686
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	162 ELM ST ELKO NV 898012812, ELKO, NV 89801-2812

October 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 16, 2017
Property Address	162 ELM ST, ELKO, NV 89801-2812
Document Number	0000731687
Instrument Date	Oct 2, 2017
Instrument	731687
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 ELM ST, 162, ELKO, NV 89801-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	238 AERIE LN, ELKO, NV 89801-8495

Mortgage

Document Number	0000731689
Date	Oct 16, 2017
Instrument	731689

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$822.00 (+3.14%)	$32,142 (-0.24%) Land $15,050 Building $17,092	$91,834 (-0.24%) Land $43,000 Building $48,834
2025	$797.00 (+36.47%)	$32,219 (+45.16%) Land $15,050 Building $17,169	$92,054 (+45.16%) Land $43,000 Building $49,054
2023	$584.00 (-14.87%)	$22,196 (+13.67%) Land $6,615 Building $15,581	$63,417 (+13.67%) Land $18,900 Building $44,517
2022	$686.00	$19,527 Land $6,615 Building $12,912	$55,791 Land $18,900 Building $36,891

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.5% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures