173 Bob White Rd, Ocoee, TN 37361 Property Records

Polk County property record for 173 Bob White Rd, Ocoee, TN 37361

Property Summary

Property Type	Single Family Home
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$97,000 (Feb 2021)
Tax Bill	$349 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087G-A-037.00`

Property Details

APN / Parcel Number

Primary APN	`087G-A-037.00`
Alternative APNs	`01087HA087G03700` `070087G A 03700`

Exterior

Lot Area	132,858 sqft (3.05 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	173 BOB WHITE RD
City	OCOEE
State	TN
Zip	37361-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCOEE RIDGE PB: 12 PG: 74 LOT: 37
Legal Subdivision	OCOEE RIDGE
Legal Lot Number	37
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	1
Census Block	1083
Census Tract	950300

Owner

Source: Polk County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 HILL RD, SAINT JAMES, NY 11780-1322
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage BUILTWELL STRUCTURES INC
Feb 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT MID AMERICA FLCA
Feb 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Feb 13, 2017 · Amount on Record
Deed Document Number	2021446
Deed Book / Page	328 / 255
Transfer Doc	0184000302
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Recording Date	Aug 28, 2026
Property Address	173 BOB WHITE RD, OCOEE, TN 37361-1405
Document Number	0000002710
Book / Page	8 / 764
Instrument Date	Aug 26, 2026
Instrument	20262710
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	EQUI TITLE INC, EQUI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HILL RD, SAINT JAMES, NY 11780-1322

Mortgage

Document Number	0000002710,
Date	Aug 28, 2026
Book Page	8/764
Instrument	20262710

Lender

Name	BUILTWELL STRUCTURES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Feb 12, 2021
Property Address	173 BOB WHITE RD, OCOEE, TN 37361-1405
Document Number	0WD328/255
Book / Page	WD328 / 255
Map Reference	MB 13 PG 68
Instrument Date	Feb 5, 2021
Instrument	21000446
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HILL RD, SAINT JAMES, NY 11780-1322

Mortgage

Document Number	0021000447
Date	Feb 12, 2021
Instrument	21000447

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Feb 13, 2017
Property Address	173 BOB WHITE RD, OCOEE, TN 37361-1405
Document Number	0000000307
Book / Page	000301 / 000131
Instrument Date	Feb 8, 2017
Instrument	307
Transaction Type	Transfer
Record Updated	Feb 16, 2017

Transaction

Amount	Amount Recorded
Tax	$259.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7520 PROCTOR RD TALLAHASSEE FL 323097600, TALLAHASSEE, FL 32309-7600

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$349.00	$20,650 (-) Land $20,650	$82,600 (-) Land $82,600
2024	$349.00	$20,650 (-) Land $20,650
2023	$349.00 (-9.11%)	$20,650 (+34.97%) Land $20,650	$82,600 (+34.97%) Land $82,600
2022	$384.00	$15,300 Land $15,300	$61,200 Land $61,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1994–2020)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 4 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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