156 Bob White Rd, Ocoee, TN 37361 Property Records

Polk County property record for 156 Bob White Rd, Ocoee, TN 37361

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,937 sqft · built 2018
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Mar 2026)
Tax Bill	$1,769 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087G-A-011.00`

Property Details

APN / Parcel Number

Primary APN	`087G-A-011.00`
Alternative APNs	`01087HA087G01100` `070087G A 01100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,937 sqft Living Area
Gross Area	2,533 sqft
1st Floor Area	1,937 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	61,420 sqft (1.41 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	359 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	156 BOB WHITE RD
City	OCOEE
State	TN
Zip	37361-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCOEE RIDGE PB: 13 PG: 68 LOT: 11
Legal Subdivision	OCOEE RIDGE
Legal Lot Number	11
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	1
Census Block	1050
Census Tract	950300

Owner

Source: Polk County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	156 BOB WHITE RD, OCOEE, TN 37361-1403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-COUNTY BANK
Mar 6, 2026	Warranty Deed, Transfer · Commercial Mortgage CITIZENS TRI-COUNTY BANK
Jan 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Jan 17, 2017 · Amount on Record
Deed Document Number	2026664
Deed Book / Page	5 / 193
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Recording Date	Jun 1, 2026
Property Address	156 BOB WHITE RD, OCOEE, TN 37361-1403
Document Number	0000001627
Book / Page	6 / 1665
Instrument Date	May 22, 2026
Instrument	20261627
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 BOB WHITE RD, OCOEE, TN 37361-1403
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001627,
Date	Jun 1, 2026
Book Page	6/1665
Instrument	20261627

Lender

Name	CITIZENS TRI-COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	95 Months
Due	May 28, 2034

Interest

Rate	6.23%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Mar 6, 2026
Property Address	156 BOB WHITE RD, OCOEE, TN 37361-1403
Document Number	000005/193
Book / Page	5 / 193
Map Reference	MB 13 PG 68
Instrument Date	Feb 27, 2026
Instrument	26000664
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 BOB WHITE RD, OCOEE, TN 37361-1403

Mortgage

Document Number	000005/196
Date	Mar 6, 2026
Book Page	5/196
Instrument	26000665

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	8575 DAYTON PIKE, SODDY DAISY, TN 37379

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 4, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Jan 17, 2017
Property Address	156 BOB WHITE RD, OCOEE, TN 37361-1403
Document Number	0000000104
Book / Page	000300 / 000391
Instrument Date	Jan 11, 2017
Instrument	104
Transaction Type	Transfer
Record Updated	Jan 23, 2017

Transaction

Amount	Amount Recorded
Tax	$120.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1458 19TH ST SE CLEVELAND TN 373117005, CLEVELAND, TN 37311-7005

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,769.00	$104,700 (-) Land $11,025 Building $93,675	$418,800 (-) Land $44,100 Building $374,700
2024	$1,769.00	$104,700 (-) Land $11,025 Building $93,675
2023	$1,769.00 (+14.06%)	$104,700 (+69.62%) Land $11,025 Building $93,675	$418,800 (+69.62%) Land $44,100 Building $374,700
2022	$1,551.00	$61,725 Land $9,100 Building $52,625	$246,900 Land $36,400 Building $210,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1994–2020)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 4 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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