Camden County and Waterford Township property record for 173 Beach Dr, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 1,788 sqft · built 1987 |
| Lot Size | 0.312 acres (13,591 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jun 2026) |
| Tax Bill | $7,688 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-02207-0000-00011 |
| Primary APN | 35-02207-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,788 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 13,591 sqft (0.312 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 35000950300016 |
|---|---|
| Street Address | 173 BEACH DR |
| City | ATCO |
| State | NJ |
| Zip | 08004-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | ALCO LAKES SEC 2 |
| Legal Block | 2207 |
| Legal Lot Number | 11 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 608901 |
173 Beach Dr is owned and occupied by an individual who bought it in June 2026.
Source: Camden County and Waterford Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 173 BEACH DR, ATCO, NJ 08004-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jun 25, 2026 | Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Jun 8, 2026 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on File |
| Deed Sale | Jun 8, 2026 · Amount on File |
| Prior Sale | Jun 29, 2000 · Amount on File |
| Deed Document Number | 202635703 |
| Deed Book / Page | 13106 / 942 |
| Prior Transfer Date | May 22, 2026 |
| Prior Transfer Doc | 0000040178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 173 BEACH DR, ATCO, NJ 08004-3003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000039230 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 11705/1707 |
| Instrument | 2021039230 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Mar 1, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jun 25, 2026 |
| Property Address | 173 BEACH DR, ATCO, NJ 08004-3003 |
| Document Number | 0000040178 |
| Book / Page | 13120 / 917 |
| Instrument Date | May 22, 2026 |
| Instrument | 202640178 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 173 BEACH DR, ATCO, NJ 08004-3003 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jun 8, 2026 |
| Property Address | 173 BEACH DR, ATCO, NJ 08004-3003 |
| Document Number | 0000035703 |
| Book / Page | 13106 / 942 |
| Instrument Date | May 22, 2026 |
| Instrument | 202635703 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 173 BEACH DR, ATCO, NJ 08004-3003 |
| Document Number | 0000035704, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 13106/949 |
| Instrument | 202635704 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 173 Beach Dr was $7,688, up 3.5% from the year before.
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,600 (-) Land $42,100 Building $126,500 | $168,600 (-) Land $42,100 Building $126,500 | |
| 2025 | $7,688.00 (+3.5%) | $168,600 Land $42,100 Building $126,500 | $168,600 Land $42,100 Building $126,500 |
| 2024 | $7,428.00 | ||
| 2023 | $168,600 Land $42,100 Building $126,500 | $168,600 Land $42,100 Building $126,500 | |
| 2022 | $6,922.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 173 Beach Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 173 Beach Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 66% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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