Camden County and Waterford Township property record for 170 Beach Dr, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 1,584 sqft · built 1987 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Jun 2022) |
| Tax Bill | $7,857 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-02205-0000-00014 |
| Primary APN | 35-02205-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,584 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 9,365 sqft (0.215 acres) |
| Old Parcel Number | 35000950500008 |
|---|---|
| Street Address | 170 BEACH DR |
| City | ATCO |
| State | NJ |
| Zip | 08004-3001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 2205 |
| Legal Lot Number | 14 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 608901 |
170 Beach Dr is owned and occupied by two individuals who bought it in June 2022.
Source: Camden County and Waterford Township records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 170 BEACH DR, ATCO, NJ 08004-3001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Feb 22, 2022 | Bargain and Sale Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE LLC |
| May 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH JERSEY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on File |
| Deed Sale | Jun 22, 2022 · Amount on File |
| Prior Sale | Feb 22, 2022 · Amount on File |
| Deed Document Number | 202261337 |
| Deed Book / Page | 12115 / 1321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jun 22, 2022 |
| Property Address | 170 BEACH DR, ATCO, NJ 08004-3001 |
| Document Number | 0000061337 |
| Book / Page | 12115 / 1321 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022061337 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | TITLE COMPANY OF JERSEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,027.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 246 NEW RD, 246, MONMOUTH JUNCTION, NJ 08852-2323 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 170 BEACH DR, ATCO, NJ 08004-3001 |
| Document Number | 0121151329 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 12115/1329 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2052 |
| Document Number | 0000061339 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 12115/1349 |
| Instrument | 2022061339 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 58 Months |
| Due | Apr 29, 2027 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Feb 22, 2022 |
| Property Address | 170 BEACH DR, ATCO, NJ 08004-3001 |
| Document Number | 0000021389 |
| Book / Page | 11992 / 104 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2022021389 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $834.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1460 W 34TH ST, 1460, ERIE, PA 16508-2339 |
| Name | Verified Name |
|---|---|
| Address | 246 NEW RD, MONMOUTH JCT, NJ 08852-2323 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 170 BEACH DR, ATCO, NJ 08004-3001 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041288 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 11712/1177 |
| Instrument | 2021041288 |
| Name | SOUTH JERSEY FCU |
|---|---|
| Type | Credit Union |
| Address | WOODBURY, NJ 08096 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 117 Months |
| Due | Feb 5, 2031 |
The 2025 property tax bill for 170 Beach Dr was $7,857, up 3.5% from the year before.
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,300 (-) Land $40,600 Building $131,700 | $172,300 (-) Land $40,600 Building $131,700 | |
| 2025 | $7,857.00 (+3.5%) | $172,300 Land $40,600 Building $131,700 | $172,300 Land $40,600 Building $131,700 |
| 2024 | $7,591.00 | ||
| 2023 | $172,300 Land $40,600 Building $131,700 | $172,300 Land $40,600 Building $131,700 | |
| 2022 | $6,171.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 170 Beach Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 170 Beach Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 66% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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