17298 Merganser Ct, Bend, OR 97707 Property Records

Deschutes County property record for 17298 Merganser Ct, Bend, OR 97707

Property Summary

Property Type	Mobile Home
Details	232 sqft · built 2021
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Apr 2022)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`201118-B0-10600`

Property Details

APN / Parcel Number

Primary APN	`201118-B0-10600`
Alternative APNs	`R1019201118B010600` `125464`

Interior

Building Area	232 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Lot Area	17,860 sqft (0.41 acres)
Shed	1 Shed
Shed Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Account Number	125464
Street Address	17298 MERGANSER CT
City	BEND
State	OR
Zip	97707-2068
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR10
Legal Description	OREGON WATER WONDERLAND UNIT NO 2 BLOCK 52 LOT 2
Legal Range	11
Legal Township	20
Legal Section	18
Legal Subdivision	OREGON WATER WONDERLAND UNIT NO 2
Legal Block	52
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	2
Census Block	2003
Census Tract	301

Owner

Source: Deschutes County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17298 MERGANSER CT, BEND, OR 97707-2068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Apr 19, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	202216276
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	17298 MERGANSER CT, BEND, OR 97707-2068
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032271
Date	May 26, 2021
Instrument	2021-32271

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	17298 MERGANSER CT, BEND, OR 97707-2068
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17298 MERGANSER CT, BEND, OR 97707-2068

Mortgage

Document Number	0000031938
Date	Aug 22, 2022
Instrument	2022-31938

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 19, 2022
Property Address	17298 MERGANSER CT, BEND, OR 97707-2068
Document Number	0000016276
Instrument Date	Apr 14, 2022
Instrument	2022-16276
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17298 MERGANSER CT, BEND, OR 97707-2068

Mortgage

Document Number	0000016277
Date	Apr 19, 2022
Instrument	2022-16277

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,640.00 (+7.61%)	$90,850 (+2.99%)	$473,850 (-1.92%) Land $174,000 Building $299,850
2024	$1,524.00 (+2.14%)	$88,210 (+2.99%)	$483,130 (+0.36%) Land $174,000 Building $309,130
2023	$1,492.00	$85,650	$481,390 Land $174,000 Building $307,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

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