17295 Merganser Ct, Bend, OR 97707 Property Records

Deschutes County property record for 17295 Merganser Ct, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 1978
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Nov 2017)
Tax Bill	$6,763 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`201118 B0 10300`

Property Details

APN / Parcel Number

Primary APN	`201118 B0 10300`
Alternative APNs	`R1020201118B010300` `125466`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Mixed
Garage Area	624 sqft
Deck Area	160 sqft
Boat Access	Boat Access

Location & Zoning

Account Number	125466
Old Parcel Number	R1020201118B010300
Street Address	17295 MERGANSER CT
City	BEND
State	OR
Zip	97707-2068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:43,44 BLK:56 SUBD:OREGON WATER WONDERLAND UNIT NO 2 SEC/TWN/RNG/MER:SEC 18 TWN 20 RNG 11 MAP REF:201118-B0
Legal Range	11E
Legal Township	20S
Legal Section	18
Legal Quarter	NW
Legal Subdivision	OREGON WATER WONDERLAND UNIT NO 2
Legal Block	56
Legal Lot Number	43,44
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	2
Census Block	2003
Census Tract	301

Owner

Source: Deschutes County records · APN 201118 B0 10300

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	89618 ARMITAGE RD, EUGENE, OR 97408-9204
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage OREGON BUSINESS DEVELOPMENT DEPT
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit SUMMIT BK
Nov 30, 2017	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2017 · Amount on Record
Deed Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	2017-47946
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	17295 MERGANSER CT, BEND, OR 97707-2068
Transaction Type	Mortgage
Record Updated	May 09, 2023
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89618 ARMITAGE RD, EUGENE, OR 97408-9204

Mortgage

Document Number	0000009773
Date	Apr 27, 2023
Instrument	2023-09773

Lender

Name	OREGON BUSINESS DEVELOPMENT DEPT
Type	Non-Lending Institution
Address	SALEM, OR 97301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 15, 2028

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	17295 MERGANSER CT, BEND, OR 97707-2068
Document Number	0000050299
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89618 ARMITAGE RD EUGENE OR 974089204, EUGENE, OR 97408-9204

Mortgage

Document Number	0000050299
Date	Dec 18, 2017
Instrument	50299

Lender

Name	SUMMIT BK
Type	Bank
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 17, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.5%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 30, 2017
Property Address	17295 MERGANSER CT, BEND, OR 97707-2068
Document Number	0000047946
Instrument Date	Nov 28, 2017
Instrument	2017-47946
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89618 ARMITAGE RD, EUGENE, OR 97408-9204

Mortgage

Document Number	0000047947
Date	Nov 30, 2017
Instrument	2017-47947

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,763.00 (+6%)	$401,800 (+3%)	$874,770 (+3.22%) Land $505,200 Building $369,570
2024	$6,380.00 (+2.26%)	$390,100 (+3%)	$847,520 (-0.56%) Land $490,200 Building $357,320
2023	$6,239.00	$378,740	$852,310 Land $490,200 Building $362,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 132 locations within half a mile of this property.

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