1729 Tracy Ln, Chatham, IL 62629 Property Records

Sangamon County property record for 1729 Tracy Ln, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.247 acres (10,773 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jun 2012)
Tax Bill	$6,817 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-01.0-149-003`

Property Details

APN / Parcel Number

Primary APN	`28-01.0-149-003`
Alternative APN	`28010149003 (CHECK DIGIT = 6)`

Exterior

Lot Area	10,773 sqft (0.247 acres)

Location & Zoning

Account Number	28010149003
Street Address	1729 TRACY LN
City	CHATHAM
State	IL
Zip	62629-5032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 823 FOXX CREEK EST PLAT 7 (10,773 SQ FT) 1-14-6
Legal Range	06
Legal Township	14
Legal Section	01
Legal Subdivision	FOXX CREEK EST
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1007
Census Tract	3202

Owner

1729 Tracy Ln is owned and occupied by two individuals who bought it in June 2012.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1729 TRACY LN, CHATHAM, IL 62629-5032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK
Mar 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2012 · Amount on File
Deed Sale	Jun 22, 2012 · Amount on File
Prior Sale	May 30, 2006 · Amount on File
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1729 TRACY LN, CHATHAM, IL 62629-5032
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2024R02361
Date	Feb 16, 2024
Instrument	2024R02361

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	7.43%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2020
Change Frequency	5 Years
Min Rate At Change	7.43%
Max Rate At Change	10.4%
Index	Other
Max Rate	13.4%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1729 TRACY LN, CHATHAM, IL 62629-5032
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R08406
Date	Apr 20, 2022
Instrument	2022R08406

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1729 TRACY LN, CHATHAM, IL 62629-5032
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R26265
Date	Sep 23, 2020
Instrument	2020R26265

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1729 TRACY LN, CHATHAM, IL 62629-5032
Transaction Type	Mortgage
Record Updated	May 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R08281
Date	Apr 20, 2020
Instrument	2020R08281

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1729 TRACY LN, CHATHAM, IL 62629-5032
Transaction Type	Mortgage
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R05879
Date	Mar 28, 2018
Instrument	2018R05879

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1729 Tracy Ln was $6,817 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,817.00	$99,033 Land $20,956 Building $78,077	$297,099 Land $62,868 Building $234,231
2022	$5,734.00 Homeowner's exemption	$79,711 Land $16,867 Building $62,844	$239,133 Land $50,601 Building $188,532

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1729 Tracy Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1982–2002)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2002 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1729 Tracy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Rise Broadband.

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