1725 Tracy Ln, Chatham, IL 62629 Property Records

Sangamon County property record for 1725 Tracy Ln, Chatham, IL 62629

Property Summary

Property TypeSingle Family Home
Lot Size0.263 acres (11,465 sqft)
Owner2 Individual Names on File
Last Sale$361,443 (Nov 2025)
Tax Bill$7,761 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Nov 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-01.0-149-004

Property Details

APN / Parcel Number

Primary APN28-01.0-149-004
Alternative APN
  • 28010149004 (CHECK DIGIT = 4)

Exterior

Lot Area11,465 sqft (0.263 acres)

Location & Zoning

Account Number28010149004
Street Address1725 TRACY LN
CityCHATHAM
StateIL
Zip62629-5032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 822 FOXX CREEK EST PLAT 7 (11,465 SQ FT) 1-14-6
Legal Range06
Legal Township14
Legal Section01
Legal SubdivisionFOXX CREEK EST
JurisdictionSANGAMON IL
Township / Civil DivisionCHATHAM
Census Block Group1
Census Block1007
Census Tract3202

Owner

1725 Tracy Ln is owned and occupied by two individuals who bought it in November 2025.

Source: Sangamon County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address1725 TRACY LN, CHATHAM, IL 62629-5032
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Nov 5, 2025Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 24, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Jun 24, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2025 · Amount on File
Deed SaleNov 5, 2025 · Amount on File
Prior SaleJul 20, 2006 · Amount on File
Deed Document Number202519929
Prior Transfer DateJul 1, 2024
Prior Transfer Doc2024R10886
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1725 TRACY LN, CHATHAM, IL 62629-5032
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2025R19186
DateOct 28, 2025
Instrument2025R19186
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueJul 24, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionSANGAMON IL
Recording DateNov 5, 2025
Property Address1725 TRACY LN, CHATHAM, IL 62629-5032
Document Number2025R19929
Instrument DateNov 4, 2025
Instrument2025R19929
Transaction TypeTransfer
Record UpdatedNov 26, 2025

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$542.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1725 TRACY LN, CHATHAM, IL 62629-5032

Mortgage

Document Number2025R19930
DateNov 5, 2025
Instrument2025R19930
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055
Interest
Rate TypeFixed Rate
Rate5.99%

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANGAMON IL
Recording DateJun 24, 2020
Property Address1725 TRACY LN, CHATHAM, IL 62629-5032
Document Number2020R15235
Instrument DateJun 20, 2020
Instrument2020R15235
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1725 TRACY LN, CHATHAM, IL 62629-5032

Mortgage

Document Number2020R15236
DateJun 24, 2020
Instrument2020R15236
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate2.45%

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANGAMON IL
Recording DateJun 24, 2020
Property Address1725 TRACY LN, CHATHAM, IL 62629-5032
Document Number2020R15235
Instrument DateJun 20, 2020
Instrument2020R15235
Transaction TypeTransfer
Record UpdatedSep 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1725 TRACY LN, CHATHAM, IL 62629-5032
InvestorPossibly a Property Investor

Mortgage

Document Number2020R15236
DateJun 24, 2020
Instrument2020R15236
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate2.45%

Tax Assessment & Valuation

The 2025 property tax bill for 1725 Tracy Ln was $7,761 with a homeowner's exemption, up 11.7% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChatham Village
CountySangamon County
County SubdivisionChatham Township
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,761.00 (+11.69%) Homeowner's exemption$111,911 (+10.12%) Land $20,956 Building $90,955$335,733 (+10.12%) Land $62,868 Building $272,865
2024$6,949.00 Homeowner's exemption$101,626 Land $19,030 Building $82,596$304,878 Land $57,090 Building $247,788
2022$6,541.00 Homeowner's exemption$90,076 Land $16,867 Building $73,209$270,228 Land $50,601 Building $219,627

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1725 Tracy Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1982–2002)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2002 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1725 Tracy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM
serves 16,423 people · EPA ID IL1670300
Water SourcePurchased groundwater from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Rise Broadband.

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