1712 Ridge Cliff Dr, Monteagle, TN 37356 Property Records

Marion County property record for 1712 Ridge Cliff Dr, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,564 sqft · built 2007
Lot Size	0.513 acres (22,365 sqft)
Owner	2 Company Names on Record
Last Sale	$595,000 (Nov 2025)
Tax Bill	$870 (2022)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040N-A-009.00`

Property Details

APN / Parcel Number

Primary APN	`040N-A-009.00`
Alternative APNs	`05040NA040N00900` `058040N A 00900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,564 sqft Living Area
1st Floor Area	1,200 sqft
Upper Floors Area	364 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,365 sqft (0.513 acres)
Lot Dimensions	213 ft deep x 105 ft wide
Terrain	Mountain

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	96 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1712 RIDGE CLIFF DR
City	MONTEAGLE
State	TN
Zip	37356-5070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE CLIFF ESTATES PB 4 PG 517 LOT 9 105X213
Legal Subdivision	RIDGE CLIFF ESTATES
Legal Lot Number	9
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1070
Census Tract	50302

Owner

Source: Marion County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1712 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5070
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 15, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 6, 2025	Warranty Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Mar 21, 2018	Warranty Deed, Transfer · Conventional Mortgage CMG FIN'L
Feb 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Prior Sale	Mar 21, 2018 · Amount on Record
Deed Document Number	20254675
Deed Book / Page	615 / 746
Last Transfer Date	Nov 20, 2025
Transfer Doc	0000617228
Record Updated	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION TN
Recording Date	Dec 4, 2025
Property Address	1712 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5070
Document Number	0006161205
Book / Page	616 / 1205
Map Reference	CAB 4 PG 517
Instrument Date	Nov 20, 2025
Instrument	25005051
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 54TH AVE N # A, A, NASHVILLE, TN 37209-3318

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION TN
Recording Date	Dec 15, 2025
Property Address	1712 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5070
Document Number	0000617228
Book / Page	617 / 228
Map Reference	CAB 4 PG 517
Instrument Date	Nov 20, 2025
Instrument	25005186
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 54TH AVE N # A, A, NASHVILLE, TN 37209-3318

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Nov 6, 2025
Property Address	1712 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5070
Document Number	0000615746
Book / Page	615 / 746
Map Reference	CAB 4 PG 517
Instrument Date	Nov 3, 2025
Instrument	25004675
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MAGNOLIA TITLE AND ESCROW INC, MAGNOLIA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,201.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 54TH AVE N # A, A, NASHVILLE, TN 37209-3318

Mortgage

Document Number	0025004676
Date	Nov 6, 2025
Instrument	25004676

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Mar 21, 2018
Property Address	1712 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5070
Document Number	500858
Book / Page	000500 / 000858
Instrument Date	Mar 16, 2018
Instrument	1037
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	SOVEREIGN TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	718 KINGWOOD LN ROCKVALE TN 371534015, ROCKVALE, TN 37153-4015

Mortgage

Document Number	500860
Date	Mar 21, 2018
Book Page	000500/000860
Instrument	1038

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION TN
Recording Date	Feb 22, 2018
Property Address	1712 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5070
Document Number	4991122
Book / Page	000499 / 001122
Instrument Date	Feb 21, 2018
Instrument	647
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 RIDGE CLIFF DR MONTEAGLE TN 373565070, MONTEAGLE, TN 37356-5070

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Municipality	Monteagle Town
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,425 (-) Land $8,625 Building $40,800	$197,700 (-) Land $34,500 Building $163,200
2024		$49,425 (-) Land $8,625 Building $40,800
2023		$49,425 Land $8,625 Building $40,800
2022	$870.00
2021			$197,700 Land $34,500 Building $163,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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