Bell County property record for 1728 Spence St, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 1,865 sqft · built 2022 |
| Lot Size | 0.139 acres (6,055 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $286,244 (Jul 2023) |
| Tax Bill | $5,173 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0829774679 |
| Primary APN | 0829774679 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,865 sqft Living Area |
| 1st Floor Area | 1,865 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick/Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,055 sqft (0.139 acres) |
| Garage Area | 388 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1728 SPENCE ST |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-7435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH GATE PHASE IV, BLOCK 003, LOT 0017, (SECTION 1), ACRES .139 |
| Legal Subdivision | NORTH GATE PHASE IV |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 20302 |
Source: Bell County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1728 SPENCE ST, TEMPLE, TX 76502-7435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on Record |
| Deed Sale | Jul 28, 2023 · Amount on Record |
| Prior Sale | Apr 14, 2021 |
| Deed Document Number | 202333478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jul 28, 2023 |
| Property Address | 1728 SPENCE ST, TEMPLE, TX 76502-7435 |
| Document Number | 0000033478 |
| Map Reference | PL 2019-199 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 2023033478 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4090 STATE HIGHWAY 6 S, COLLEGE STATION, TX 77845-8962 |
| Name | Verified Name |
|---|---|
| Address | 1728 SPENCE ST, TEMPLE, TX 76502-7435 |
| Document Number | 0000033479 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 2023033479 |
| Name | MORTGAGE CONNEXTIONS LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,173.00 (-18.25%) | $302,810 (+9.84%) Land $38,000 Building $264,810 | $302,810 (+9.84%) Land $38,000 Building $264,810 |
| 2023 | $6,328.00 (+996.71%) | $275,676 (+806.83%) Land $30,400 Building $245,276 | $275,676 (+806.83%) Land $30,400 Building $245,276 |
| 2022 | $577.00 | $30,400 Land $30,400 | $30,400 Land $30,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 72% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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