1725 Spence St, Temple, TX 76502 Property Records

Bell County property record for 1725 Spence St, Temple, TX 76502 · Last verified April 2024

Property Summary

Property Type	Single Family Home
Details	2,731 sqft · built 2022
Lot Size	0.137 acres (6,011 sqft)
Owner	Individual Name on File
Tax Bill	$9,102 (2023)
Deeds & Mortgages	Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0829774721`

Property Details

APN / Parcel Number

Primary APN	`0829774721`
Alternative APNs	`492504` `782895`

Interior

Stories	2 Stories
Building Area	2,731 sqft Living Area
2nd Floor Area	1,315 sqft

Exterior

Year Built	Built 2022
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	6,011 sqft (0.137 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	782895
Street Address	1725 SPENCE ST
City	TEMPLE
State	TX
Zip	76502-7435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH GATE PHASE IV, BLOCK 004, LOT 0011, (SECTION 1), ACRES .138 (SECTION 1)
Legal Subdivision	NORTH GATE PHASE IV
Legal Block	4
Legal Lot Number	11
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2043
Census Tract	20302

Owner

Source: Bell County records · APN 0829774721

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1725 SPENCE ST, TEMPLE, TX 76502-7435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 29, 2022
Deed Sale	Nov 29, 2022
Deed Document Number	2022071178
Record Updated	Jun 07, 2026

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 29, 2022
Property Address	1725 SPENCE ST, TEMPLE, TX 76502-7435
Document Number	0000071178
Map Reference	PL 2019 NO 199
Instrument Date	Nov 28, 2022
Instrument	2022071178
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1725 SPENCE ST, TEMPLE, TX 76502-7435

Mortgage

Document Number	0000071179
Date	Nov 29, 2022
Instrument	2022071179

Lender

Name	LOANPEOPLE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,102.00 (+1,477.47%)	$396,554 Land $38,000 Building $358,554	$396,554 Land $38,000 Building $358,554
2022	$577.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270203022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 431 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, Spectrum, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.