1724 Loretta St, Oceanside, CA 92058 Property Records

San Diego County property record for 1724 Loretta St, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 1953
Lot Size0.129 acres (5,600 sqft)
OwnerCompany Name on Record
Last Sale$301,500 (Oct 2014)
Tax Bill$4,023 (2025)
Deeds & MortgagesMar 2023 Transfer
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN145-101-08-00

Property Details

APN / Parcel Number

Primary APN145-101-08-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area832 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Lot Area5,600 sqft (0.129 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address1724 LORETTA ST
CityOCEANSIDE
StateCA
Zip92058-2232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 207 TR 002899
Legal SubdivisionOCEANSIDE TERRACE
Legal Tract002899
Legal Block3
Legal Lot Number207
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3002
Census Tract18616

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1724 LORETTA ST, OCEANSIDE, CA 92058-2232
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2023Intrafamily Transfer, Transfer
Jul 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2014 · Amount on Record
Deed SaleOct 30, 2014 · Amount on Record
Prior SaleAug 11, 2014 · Amount on Record
Deed Document Number2014472922
Prior Transfer DateSep 30, 1994
Prior Transfer Doc0000585927
Record UpdatedOct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 15, 2023
Property Address1724 LORETTA ST, OCEANSIDE, CA 92058-2232
Document Number0000066140
Map ReferenceMAP 2899
Instrument DateMar 3, 2023
Instrument2023-0066140
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1724 LORETTA ST, OCEANSIDE, CA 92058-2232

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1724 LORETTA ST, OCEANSIDE, CA 92058-2232
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000262489
DateJul 2, 2019
Instrument2019-0262489
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$369,594 (+2%) Land $245,174 Building $124,420
2025$4,023.00 (+5.29%) Homeowner's exemption$362,348 (+4.04%) Land $240,367 Building $121,981
2023$3,821.00 (+1.57%) Homeowner's exemption$348,280 Land $231,034 Building $117,246
2022$3,762.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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