17257 Three Notch Rd, Dameron, MD 20628 Property Records

St. Mary's County property record for 17257 Three Notch Rd, Dameron, MD 20628

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,170 sqft · built 1969
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Dec 2022)
Tax Bill	$2,645 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-005448`

Property Details

APN / Parcel Number

Primary APN	`01-005448`
Alternative APNs	`1005448` `005448`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Total Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	005448
Street Address	17257 THREE NOTCH RD
City	DAMERON
State	MD
Zip	20628-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	1.50ACRES W/S THREE NOTCH RD
Legal Subdivision	PART OF HAWLEYS & ELIZABETH MANOR
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	4
Census Block	4063
Census Tract	876200

Owner

17257 Three Notch Rd is owned and occupied by an individual who bought it in December 2022.

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	17257 THREE NOTCH RD, DAMERON, MD 20628-3224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed, Transfer · Conventional Mortgage UNIVERSAL MORTGAGE & FINANCE INC
Jul 28, 2021	Deed, Transfer BUYERS TITLE, BUYERS TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2022 · Amount on File
Deed Sale	Dec 27, 2022 · Amount on File
Prior Sale	Jul 28, 2021 · Amount on File
Deed Book / Page	6275 / 90
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Dec 27, 2022
Property Address	17257 THREE NOTCH RD, DAMERON, MD 20628
Document Number	0062750090
Book / Page	6275 / 90
Instrument Date	Dec 16, 2022
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	17257 THREE NOTCH RD, DAMERON, MD 20628

Mortgage

Document Number	0000627598
Date	Dec 27, 2022
Instrument	6275/98

Lender

Name	UNIVERSAL MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	0062750117
Date	Dec 27, 2022
Book Page	6275/117

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jul 28, 2021
Property Address	17257 THREE NOTCH RD, DAMERON, MD 20628
Document Number	0058610418
Book / Page	5861 / 418
Instrument Date	Jul 9, 2021
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	BUYERS TITLE, BUYERS TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1396 GREENRIDGE AVE, LITHONIA, GA 30058-2210

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,900 (+37.8%) Land $122,500 Building $137,400	$259,900 (+37.8%) Land $122,500 Building $137,400
2025	$2,645.00 (+25.71%)
2023	$2,104.00	$188,600 Land $117,500 Building $71,100	$188,600 Land $117,500 Building $71,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17257 Three Notch Rd in Zone X, an area of minimal flood risk, though there have been 107 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	107 (1985–2022)
Claims Outside the SFHA	38 of 107
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Hurricane Isabel, Sep 2003 · 46 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17257 Three Notch Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 92% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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