1724 Waters Edge Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1724 Waters Edge Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	1,889 sqft · built 2003
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$283,000 (Oct 2025)
Tax Bill	$7,172 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-426-044`

Property Details

APN / Parcel Number

Primary APN	`03-14-426-044`

Interior

Building Area	1,889 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Street Address	1724 WATERS EDGE DR
City	MINOOKA
State	IL
Zip	60447-8202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS AT WATER'S EDGE UNIT 1 PT LT 2 - BEG 125.51'E SW COR, E27.4' N79.38' W27.4' S79.38' TO POB SEC 14-34-8
Legal Range	08W
Legal Township	34N
Legal Section	14
Legal Subdivision	REFLECTIONS AT WATERS EDGE
Legal Lot Number	2
Legal Unit	1
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	1
Census Block	1012
Census Tract	103

Owner

1724 Waters Edge Dr is owned by an individual who bought it in October 2025.

Source: Grundy County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1045 CLOVER DR, MINOOKA, IL 60447-8262
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Jan 17, 2024	Deed of Trust, Mortgage HUD
Mar 3, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Aug 14, 2018	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Jul 9, 2018	Special Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Nov 13, 2017	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on File
Deed Sale	Oct 7, 2025 · Amount on File
Prior Sale	Jul 9, 2018 · Amount on File
Deed Document Number	2025634553
Prior Transfer Date	Feb 23, 2015
Prior Transfer Doc	0000552703
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Oct 7, 2025
Property Address	1724 WATERS EDGE DR, MINOOKA, IL 60447-8202
Document Number	0000634553
Map Reference	DOC 401123 429633
Instrument Date	Sep 23, 2025
Instrument	634553
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1724 WATERS EDGE DR, MINOOKA, IL 60447-8202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1724 WATERS EDGE DR, MINOOKA, IL 60447-8202

Mortgage

Document Number	0000634554
Date	Oct 7, 2025
Instrument	634554

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1724 WATERS EDGE DR, MINOOKA, IL 60447-8202
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000623513
Date	Jan 17, 2024
Instrument	623513

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	336 Months
Due	Mar 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1724 WATERS EDGE DR, MINOOKA, IL 60447-8202
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000611619
Date	Mar 3, 2022
Instrument	611619

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1724 WATERS EDGE DR, MINOOKA, IL 60447-8202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000579258
Date	Aug 14, 2018
Instrument	579258

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jul 9, 2018
Property Address	1724 WATERS EDGE DR, MINOOKA, IL 60447-8202
Document Number	0000578484
Instrument Date	Jun 9, 2018
Instrument	578484
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1724 WATERS EDGE DR, MINOOKA, IL 60447-8202

Mortgage

Document Number	0000578485
Date	Jul 9, 2018
Instrument	578485

Lender

Name	ACADEMY MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	5.13%

Mortgage

Document Number	0000578486
Date	Jul 9, 2018
Instrument	578486

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	GRUNDY IL
Recording Date	Nov 13, 2017
Property Address	1724 WATERS EDGE DR, MINOOKA, IL 60447-8202
Document Number	0000573840
Instrument Date	Oct 20, 2017
Instrument	573840
Transaction Type	Transfer
Record Updated	Nov 22, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	6011 CONNECTION DR #5TH IRVING TX 750392607, 5TH, IRVING, TX 75039-2607

Tax Assessment & Valuation

The 2025 property tax bill for 1724 Waters Edge Dr was $7,172, up 5.5% from the year before.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,172.00 (+5.47%)	$89,419 (+5.47%) Land $17,276 Building $72,143	$268,257 (+5.47%) Land $51,828 Building $216,429
2024	$6,800.00	$84,781 Land $16,380 Building $68,401	$254,343 Land $49,140 Building $205,203
2022	$5,763.00	$71,852 Land $13,882 Building $57,970	$215,556 Land $41,646 Building $173,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1724 Waters Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1724 Waters Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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