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1726 Cedar St, Ramona, CA 92065 Property Records

San Diego County property record for 1726 Cedar St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,854 sqft · built 1977
Lot Size3.55 acres (154,638 sqft)
Owner2 Individual Names on File
Last Sale$655,000 (Jan 2021)
Tax Bill$7,774 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jan 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN280-072-54-00

Property Details

APN / Parcel Number

Primary APN280-072-54-00
Alternative APN
  • 2800722700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,854 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Roof MaterialWood Shingle
Lot Area154,638 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number2800722700
Street Address1726 CEDAR ST
CityRAMONA
StateCA
Zip92065-1332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 9-13-1E DOC74-2220 IN TR 000863
Legal Range01E
Legal Township13
Legal Section09
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1003
Census Tract20806

Owner

Source: San Diego County records · APN 280-072-54-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1726 CEDAR ST, RAMONA, CA 92065-1332
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MORTGAGE
Jan 11, 2021Grant Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Sep 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 11, 2021 · Amount on Record
Deed SaleJan 11, 2021 · Amount on Record
Prior SaleApr 13, 2012 · Amount on Record
Deed Document Number202120978
Prior Transfer DateNov 26, 2008
Prior Transfer Doc0000621573
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1726 CEDAR ST, RAMONA, CA 92065-1332
Transaction TypeMortgage
Record UpdatedNov 05, 2021
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address1726 CEDAR ST, RAMONA, CA 92065-1332

Mortgage

Document Number0000748349
DateOct 27, 2021
Instrument2021-0748349
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 11, 2021
Property Address1726 CEDAR ST, RAMONA, CA 92065-1332
Document Number0000020978
Map ReferenceMAP 863
Instrument DateDec 17, 2020
Instrument2021-0020978
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1726 CEDAR ST, RAMONA, CA 92065-1332

Mortgage

Document Number0000020979
DateJan 11, 2021
Instrument2021-0020979
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1726 CEDAR ST, RAMONA, CA 92065-1332
Document Number0000458916
Instrument DateSep 21, 2017
Transaction TypeMortgage
Record UpdatedOct 10, 2017
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1726 CEDAR ST RAMONA CA 920651332, RAMONA, CA 92065-1332

Mortgage

Document Number0000458916
DateOct 04, 2017
Instrument458916
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 03, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$723,168 (+2%) Land $496,834 Building $226,334
2025$7,774.00 (+6.89%)$708,990 (+4.04%) Land $487,093 Building $221,897
2023$7,273.00 (-1.1%)$681,462 Land $468,180 Building $213,282
2022$7,354.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1995–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskExtreme
above 95% of the US · above 82% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T.

Based on FCC filings for 62 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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