1716 Cedar St, Ramona, CA 92065 Property Records

San Diego County property record for 1716 Cedar St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,813 sqft · built 1950
Lot Size	3.55 acres (154,638 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Nov 2020)
Tax Bill	$6,936 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`280-072-90-00`

Property Details

APN / Parcel Number

Primary APN	`280-072-90-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,813 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	154,638 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1716 CEDAR ST
City	RAMONA
State	CA
Zip	92065-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 9-13-1E 3.55 AC IN PAR B PER OWNERS MAP 326 IN
Legal Range	01E
Legal Township	13
Legal Section	09
Legal Subdivision	SANTA MARGARITA
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1003
Census Tract	20806

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4225 WILLAMETTE AVE, SAN DIEGO, CA 92117-2804
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONS DIRECT MORTGAGE LLC
Nov 19, 2020	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Nov 19, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Nov 5, 2010 · Amount on Record
Deed Document Number	2020736762
Prior Transfer Date	Nov 18, 2020
Prior Transfer Doc	0000736761
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1716 CEDAR ST, RAMONA, CA 92065-1332
Transaction Type	Mortgage
Record Updated	Sep 15, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 WILLAMETTE AVE, SAN DIEGO, CA 92117-2804

Mortgage

Document Number	0000243477
Date	Sep 7, 2023
Instrument	2023-0243477

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 19, 2020
Property Address	1716 CEDAR ST, RAMONA, CA 92065-1332
Document Number	0000736762
Map Reference	MAP 863
Instrument Date	Nov 9, 2020
Instrument	2020-0736762
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1716 CEDAR ST, RAMONA, CA 92065-1332

Mortgage

Document Number	0000736763
Date	Nov 19, 2020
Instrument	2020-0736763

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 19, 2020
Property Address	1716 CEDAR ST, RAMONA, CA 92065-1332
Document Number	0000736761
Instrument Date	Oct 27, 2020
Instrument	736761
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1716 CEDAR ST RAMONA CA 920651332, RAMONA, CA 92065-1332

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 11, 2019
Property Address	1716 CEDAR ST, RAMONA, CA 92065-1332
Document Number	0000225811
Instrument Date	May 30, 2019
Instrument	225811
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3425 PREAKNESS CT FALLBROOK CA 920289096, FALLBROOK, CA 92028-9096

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$656,924 (+2%) Land $397,467 Building $259,457
2025	$6,936.00 (-0.17%)	$644,044 (+4.04%) Land $389,674 Building $254,370
2024	$6,948.00 (+5.03%)
2023	$6,615.00 (-1.36%)	$619,038 Land $374,544 Building $244,494
2022	$6,706.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1995–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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