1725 E 4th St, Dayton, OH 45403 Property Records

Montgomery County property record for 1725 E 4th St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 1890
Lot Size	0.07 acres (3,084 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Apr 2020)
Tax Bill	$1,486 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R72 01209 0053`

Property Details

APN / Parcel Number

Primary APN	`R72 01209 0053`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	160 sqft
Unfinished Basement	160 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,084 sqft (0.07 acres)
Lot Dimensions	134 ft deep x 23 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	116 sqft
Patio Area	160 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1725 E 4TH ST
City	DAYTON
State	OH
Zip	45403-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2820-21 PTS 12-9-89
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	53
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	5
Census Block	5004
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Huffman Historic District listed 1982 · 663 contributing resources · NRIS 82003618

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1725 E 4TH ST, DAYTON, OH 45403-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 21, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION SVGS
Sep 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 25, 2019	Deed of Trust, Mortgage · FHA Mortgage BANK OF ENGLAND
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU
Oct 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020 · Amount on Record
Deed Sale	Apr 21, 2020 · Amount on Record
Prior Sale	Sep 13, 2019
Deed Document Number	2020-00023070
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1725 E 4TH ST, DAYTON, OH 45403-1805
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	LANDMARK TTL AGCY SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087912
Date	Nov 18, 2021
Instrument	2021-00087912

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 21, 2020
Property Address	1725 E 4TH ST, DAYTON, OH 45403-1805
Document Number	0000023070
Instrument Date	Apr 6, 2020
Instrument	23070
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1725 E 4TH ST DAYTON OH 454031805, DAYTON, OH 45403-1805

Mortgage

Document Number	23108
Date	Apr 21, 2020
Instrument	23108

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 20, 2035

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 13, 2019
Property Address	1725 E 4TH ST, DAYTON, OH 45403-1805
Document Number	0000050124
Instrument Date	Sep 13, 2019
Instrument	50124
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$28.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3641 DAYTON OH 454013641, DAYTON, OH 45401-3641

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1725 E 4TH ST, DAYTON, OH 45403-1805
Document Number	0000018959
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1725 E 4TH ST DAYTON OH 454031805, DAYTON, OH 45403-1805

Mortgage

Document Number	0000018959
Date	Apr 16, 2019
Instrument	18959

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1725 E 4TH ST, DAYTON, OH 45403-1805
Document Number	0000075090
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1725 E 4TH ST DAYTON OH 454031805, DAYTON, OH 45403-1805

Mortgage

Document Number	0000075090
Date	Dec 19, 2017
Instrument	75090

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 18, 2042

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 31, 2017
Property Address	1725 E 4TH ST, DAYTON, OH 45403-1805
Document Number	0000065359
Instrument Date	Oct 30, 2017
Instrument	65359
Transaction Type	Transfer
Record Updated	Nov 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1725 E 4TH ST DAYTON OH 454031805, DAYTON, OH 45403-1805

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,730 (+3.71%) Land $2,990 Building $22,740
2024	$1,486.00 (+6.22%)
2023	$1,399.00 (-20.74%)	$24,810 (+2.14%) Land $2,990 Building $21,820	$73,510 (+5.94%) Land $8,540 Building $64,970
2022	$1,765.00	$24,290 Land $2,930 Building $21,360
2020			$69,390 Land $8,370 Building $61,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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