1715 E 4th St, Dayton, OH 45403 Property Records

Montgomery County property record for 1715 E 4th St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,470 sqft · built 1875
Lot Size	0.116 acres (5,092 sqft)
Owner	2 Individual Names on File
Last Sale	$208,000 (Nov 2019)
Tax Bill	$3,753 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R72 01209 0081`

Property Details

APN / Parcel Number

Primary APN	`R72 01209 0081`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,470 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	286 sqft
Unfinished Basement	286 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,092 sqft (0.116 acres)
Lot Dimensions	134 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	217 sqft
Deck Area	30 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1715 E 4TH ST
City	DAYTON
State	OH
Zip	45403-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7821
Legal Subdivision	LIFE ESTATE
Legal Lot Number	81
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	5
Census Block	5004
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Huffman Historic District listed 1982 · 663 contributing resources · NRIS 82003618

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1715 E 4th St is owned and occupied by two individuals who bought it in November 2019.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1715 E 4TH ST, DAYTON, OH 45403-1805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Nov 6, 2019	Warranty Deed, Transfer · Conventional with PMI UNION SVGS
Nov 10, 2018	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU
May 18, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on File
Deed Sale	Nov 6, 2019 · Amount on File
Prior Sale	May 18, 2017 · Amount on File
Deed Document Number	201900061820
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1715 E 4TH ST, DAYTON, OH 45403-1805
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033008
Date	Jun 29, 2023
Instrument	202300033008

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 6, 2019
Property Address	1715 E 4TH ST, DAYTON, OH 45403-1805
Document Number	0000061820
Instrument Date	Oct 29, 2019
Instrument	61820
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 E 4TH ST DAYTON OH 454031805, DAYTON, OH 45403-1805

Mortgage

Document Number	61850
Date	Nov 6, 2019
Instrument	61850

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1715 E 4TH ST, DAYTON, OH 45403-1805
Document Number	0000071847
Instrument Date	Nov 10, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1715 E 4TH ST DAYTON OH 454031805, DAYTON, OH 45403-1805

Mortgage

Document Number	0000071847
Date	Dec 11, 2018
Instrument	71847

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 10, 2043

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 18, 2017
Property Address	1715 E 4TH ST, DAYTON, OH 45403-1805
Document Number	0000029187
Instrument Date	Apr 19, 2017
Instrument	29187
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$504.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 E 4TH ST DAYTON OH 454031805, DAYTON, OH 45403-1805

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,550 Land $4,070 Building $61,480
2024	$3,753.00 (+2.51%)
2023	$3,661.00 (-20.89%)	$65,550 (+2.15%) Land $4,070 Building $61,480	$187,280 Land $11,620 Building $175,660
2022	$4,628.00	$64,170 Land $3,990 Building $60,180
2020			$183,320 Land $11,390 Building $171,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1715 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1715 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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