1725 Ave M, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1725 Ave M, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,298 sqft · built 1928
Lot Size	0.12 acres (5,250 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (May 2022)
Tax Bill	$5,378 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.74-1-28`

Property Details

APN / Parcel Number

Primary APN	`421500 49.74-1-28`
Alternative APN	`150004907400010280000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	937 sqft
Upper Floors Area	361 sqft
Attic	Attic
Attic Area	361 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,250 sqft (0.12 acres)
Lot Dimensions	150 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	152 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1725 AVENUE M
City	SCHENECTADY
State	NY
Zip	12304-4664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1 WOOD AND GARAGE
Legal Subdivision	FRIEDMAN BROS
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3007
Census Tract	21600

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	205 CENTRAL AVE, SCHENECTADY, NY 12304-4701
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
May 6, 2022	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Deed Document Number	202224268
Deed Book / Page	2084 / 271
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1725 AVENUE M, SCHENECTADY, NY 12304-4664
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	CLAY TITLE SERVICES INC, LEGACY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 SACANDAGA RD, SCHENECTADY, NY 12302-6023

Mortgage

Document Number	0000028902
Date	Dec 10, 2025
Instrument	202528902

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1725 AVENUE M, SCHENECTADY, NY 12304-4664
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 27740, LAS VEGAS, NV 89126-7740

Mortgage

Document Number	0000054858
Date	Sep 28, 2023
Book Page	5333/58
Instrument	202354858

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

May 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 6, 2022
Property Address	1725 AVENUE M, SCHENECTADY, NY 12304-4664
Document Number	0000024268
Book / Page	2084 / 271
Instrument Date	Apr 21, 2022
Instrument	202224268
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 VENETIAN PALMS BLVD, NEW SMYRNA BEACH, FL 32168-6485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 CENTRAL AVE, SCHENECTADY, NY 12304-4701

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,378.00 (+2.2%)
2025	$5,262.00 (+35.37%)	$106,400 (-) Land $16,000 Building $90,400	$176,188 (+30.82%) Land $26,494 Building $149,694
2023		$106,400 (-) Land $16,000 Building $90,400	$134,684 (+3.8%) Land $20,253 Building $114,431
2022		$106,400 Land $16,000 Building $90,400	$129,756 Land $19,512 Building $110,244
2021	$3,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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