1713 Ave M, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1713 Ave M, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,216 sqft · built 1920
Lot Size	0.161 acres (7,050 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Aug 2018)
Tax Bill	$6,093 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.74-1-31`

Property Details

APN / Parcel Number

Primary APN	`421500 49.74-1-31`
Alternative APN	`150004907400010310000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	7,050 sqft (0.161 acres)
Lot Dimensions	150 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	66 sqft
Patio Area	208 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1713 AVENUE M
City	SCHENECTADY
State	NY
Zip	12304-4664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	AND PTS OF 39 AND 4O 1 WOOD & GARAGE
Legal Block	1
Legal Lot Number	31.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3007
Census Tract	21600

Owner

1713 Ave M is owned and occupied by an individual who acquired it in May 2023.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1713 AVENUE M, SCHENECTADY, NY 12304-4664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Jun 29, 2023	Intrafamily Transfer, Transfer
Aug 16, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2018 · Amount on File
Deed Sale	Aug 16, 2018 · Amount on File
Prior Sale	Jul 24, 2013 · Amount on File
Deed Document Number	201836582
Deed Book / Page	1993 / 831
Last Transfer Date	May 29, 2023
Transfer Doc	0000037779
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1713 AVENUE M, SCHENECTADY, NY 12304-4664
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 AVENUE M, SCHENECTADY, NY 12304-4664

Mortgage

Document Number	0000015352
Date	Mar 13, 2024
Book Page	5362/803
Instrument	202415352

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 29, 2023
Property Address	1713 AVENUE M, SCHENECTADY, NY 12304-4664
Document Number	0000037779
Book / Page	2110 / 900
Instrument Date	May 29, 2023
Instrument	202337779
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1713 AVENUE M, SCHENECTADY, NY 12304-4664

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1713 AVENUE M, SCHENECTADY, NY 12304-4664

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 16, 2018
Property Address	1713 AVENUE M, SCHENECTADY, NY 12304-4664
Document Number	0000036582
Book / Page	1993 / 831
Instrument Date	Aug 15, 2018
Instrument	201836582
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	691 HAMPSHIRE SEAT, 691, NISKAYUNA, NY 12309-2927

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1731 RANDOLPH RD, SCHENECTADY, NY 12308-2000

Mortgage

Document Number	0000036584
Date	Aug 16, 2018
Book Page	4858/094
Instrument	201836584

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1713 Ave M was $6,093, up 2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,093.00 (+2.03%)
2025	$5,972.00	$122,600 Land $18,400 Building $104,200	$203,014 Land $30,469 Building $172,545
2023		$122,600 (-) Land $18,400 Building $104,200	$155,190 (+3.8%) Land $23,291 Building $131,899
2022		$122,600 Land $18,400 Building $104,200	$149,512 Land $22,439 Building $127,073
2021	$5,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1713 Ave M in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1713 Ave M has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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