Ottawa County property record for 17235 Benjamin St, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,410 sqft · built 1978 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,100 (Jul 2019) |
| Tax Bill | $3,856 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-14-198-035 |
| Primary APN | 70-03-14-198-035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Basement Area | 708 sqft |
| Unfinished Basement | 708 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 130 ft deep x 83 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 17235 BENJAMIN AVE |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 23 FREDERICK SOULE SUB |
| Legal Range | 13W |
| Legal Township | 6N |
| Legal Section | 14 |
| Legal Subdivision | FREDERICK SOULE SUB |
| Legal Block | 198 |
| Legal Lot Number | 23 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21100 |
17235 Benjamin St is owned and occupied by an individual who bought it in July 2019.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17235 BENJAMIN AVE, SPRING LAKE, MI 49456-1808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Dec 20, 2019 | Intrafamily Transfer, Transfer |
| Jul 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 10, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2019 · Amount on File |
| Deed Sale | Jul 11, 2019 · Amount on File |
| Prior Sale | May 5, 2016 |
| Deed Document Number | 201923269 |
| Prior Transfer Date | Apr 26, 2016 |
| Prior Transfer Doc | 20160015336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 17235 BENJAMIN ST, SPRING LAKE, MI 49456-1808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210005282 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2021-0005282 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Dec 20, 2019 |
| Property Address | 17235 BENJAMIN ST, SPRING LAKE, MI 49456-1808 |
| Document Number | 20190047781 |
| Map Reference | LB 12 PG 10 |
| Instrument Date | Dec 3, 2019 |
| Instrument | 2019-0047781 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 17235 BENJAMIN ST, SPRING LAKE, MI 49456-1808 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jul 11, 2019 |
| Property Address | 17235 BENJAMIN ST, SPRING LAKE, MI 49456-1808 |
| Document Number | 20190023269 |
| Map Reference | LB 12 PG 10 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 2019-0023269 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,111.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17235 BENJAMIN ST, 17235, SPRING LAKE, MI 49456-1808 |
| Name | Verified Name |
|---|---|
| Address | 17235 BENJAMIN ST, SPRING LAKE, MI 49456-1808 |
| Document Number | 20190023270 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 2019-0023270 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 10, 2018 |
| Property Address | 17235 BENJAMIN ST, SPRING LAKE, MI 49456-1808 |
| Document Number | 20180012304 |
| Map Reference | LB12 PG10 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 2018-0012304 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17235 BENJAMIN ST, 17235, SPRING LAKE, MI 49456-1808 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 17235 BENJAMIN ST, SPRING LAKE, MI 49456-1808 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 17235 Benjamin St was $3,856 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,500 (+5.49%) | $323,000 (+5.49%) | |
| 2025 | $3,856.00 Homeowner's exemption | $153,100 | $306,200 |
| 2023 | $138,900 | $277,800 | |
| 2022 | $3,281.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17235 Benjamin St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2016–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17235 Benjamin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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