17235 Saddle Ridge Pass, Cypress, TX 77433 Property Records

Harris County property record for 17235 Saddle Ridge Pass, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 6,978 sqft · built 2004
Lot Size	5.86 acres (255,322 sqft)
Owner	2 Individual Names on File
Last Sale	$1,027,800 (Jul 2015)
Tax Bill	$25,594 (2025)
Deeds & Mortgages	Dec 2024 Sale Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-835-001-0022`

Property Details

APN / Parcel Number

Primary APN	`122-835-001-0022`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	6,978 sqft Living Area
1st Floor Area	4,976 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	255,322 sqft (5.86 acres)
View / Lot	Buildable
Garage Type	Detached
Garage Area	621 sqft
Parking Spaces	4 Parking Spaces
Pool Area	640 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	1,403 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1228350010022
Street Address	17235 SADDLE RIDGE PASS
City	CYPRESS
State	TX
Zip	77433-5962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 22 BLK 1 (HOMESITE) SADDLE RIDGE ESTATES
Legal Subdivision	SADDLE RIDGE ESTATES
Legal Block	1
Legal Lot Number	22
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	3
Census Block	3000
Census Tract	555701

Owner

Source: Harris County records · APN 122-835-001-0022

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17235 SADDLE RIDGE PASS, CYPRESS, TX 77433-5962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2024	Warranty Deed, Transfer SPARTAN TITLE
Oct 27, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Aug 23, 2020	Loan Modification, Mortgage ALLEGIANCE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2015 · Amount on Record
Deed Sale	Jul 24, 2015 · Amount on Record
Prior Sale	Jun 24, 2015 · Amount on Record
Deed Document Number	2015329484
Prior Transfer Date	Dec 17, 2011
Prior Transfer Doc	0000274219
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 26, 2024
Property Address	17235 SADDLE RIDGE PASS, CYPRESS, TX 77433-5962
Document Number	0000479482
Map Reference	MF 674396
Instrument Date	Dec 19, 2024
Instrument	2024-479482
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	SPARTAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7607 RETAMA TERRACE LN, HUMBLE, TX 77338-2901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 WEST LOOP NORTH FREEWAY #280 # 280, 280, HOUSTON, TX 77055
Investor	Possibly a Property Investor

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	17235 SADDLE RIDGE PASS, CYPRESS, TX 77433-5962
Transaction Type	Mortgage
Record Updated	Nov 03, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20806 TENTON MIL DR, HUMBLE, TX 77338-1689

Mortgage

Document Number	2021619077
Date	Oct 27, 2021
Instrument	2021-619077

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Aug 01, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	17235 SADDLE RIDGE PASS, CYPRESS, TX 77433-5962
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021237513
Date	May 03, 2021
Instrument	2021-237513

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	17235 SADDLE RIDGE PASS, CYPRESS, TX 77433-5962
Document Number	0000441044
Instrument Date	Aug 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17235 SADDLE RIDGE PASS CYPRESS TX 774335962, CYPRESS, TX 77433-5962

Mortgage

Document Number	0000441044
Date	Sep 18, 2020
Instrument	441044

Lender

Name	ALLEGIANCE BK
Type	Bank
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Sep 17, 2027

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,594.00 (+118.75%) Homeowner's exemption	$1,853,728 (+24.52%) Land $119,790 Building $1,733,938	$1,853,728 (+24.52%) Land $119,790 Building $1,733,938
2024	$11,700.00 (+8.22%)
2023		$1,488,685 Land $119,790 Building $1,368,895	$1,488,685 Land $119,790 Building $1,368,895
2022	$10,811.00 (+19%)
2020	$9,085.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015557013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 92 locations within half a mile of this property.

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