17218 Saddle Ridge Pass, Cypress, TX 77433 Property Records

Harris County property record for 17218 Saddle Ridge Pass, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	7 bd · 8 ba · 8,637 sqft · built 2004
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,838,500 (Dec 2017)
Tax Bill	$35,839 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`122-835-001-0027`

Property Details

APN / Parcel Number

Primary APN	`122-835-001-0027`

Interior

Bedrooms	7 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	8,637 sqft Living Area
1st Floor Area	5,434 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2018
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	117,612 sqft
View / Lot	Buildable
Garage Area	1,050 sqft
Parking Spaces	10 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	1,089 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1228350010027
Street Address	17218 SADDLE RIDGE PASS
City	CYPRESS
State	TX
Zip	77433-5961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT TR 25A BLK 1 (HOMESITE) SADDLE RIDGE ESTATES
Legal Subdivision	SADDLE RIDGE ESTATES
Legal Tract	25A
Legal Block	1
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	3
Census Block	3000
Census Tract	555701

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17218 SADDLE RIDGE PASS, CYPRESS, TX 77433-5961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2017 · Amount on Record
Deed Sale	Dec 6, 2017 · Amount on Record
Prior Sale	Jan 13, 2014 · Amount on Record
Deed Document Number	2017536888
Prior Transfer Date	Jan 7, 2014
Prior Transfer Doc	0000014044
Record Updated	Oct 29, 2026

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Dec 6, 2017
Property Address	17218 SADDLE RIDGE PASS, CYPRESS, TX 77433-5961
Document Number	0000536888
Map Reference	FILE510006
Instrument Date	Dec 5, 2017
Instrument	20170536888
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42159 FM 1736 RD, HEMPSTEAD, TX 77445-8663

Mortgage

Document Number	0000536889
Date	Dec 6, 2017
Instrument	20170536889

Lender

Name	ZB NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,640,193 (+8.42%) Land $323,433 Building $2,316,760	$2,640,193 (+8.42%) Land $323,433 Building $2,316,760
2025	$35,839.00 (+122.26%) Homeowner's exemption	$2,435,119 (+19.7%) Land $323,433 Building $2,111,686	$2,435,119 (+19.7%) Land $323,433 Building $2,111,686
2024	$16,125.00 (-5.84%)
2023		$2,034,300 Land $323,433 Building $1,710,867	$2,034,300 Land $323,433 Building $1,710,867
2022	$17,126.00 (+114.45%)
2020	$7,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20