1723 Upton Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1723 Upton Ave, Waterloo, IA 50701 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1957
Lot Size	0.219 acres (9,522 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (Nov 2006)
Tax Bill	$2,824 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8913-21-327-001`

Property Details

APN / Parcel Number

Primary APN	`8913-21-327-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,522 sqft (0.219 acres)
Lot Dimensions	69 ft deep x 138 ft wide
Garage Type	Attached
Garage Area	645 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1723 UPTON AVE
City	WATERLOO
State	IA
Zip	50701-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST THIRD ADDITION LOT 18
Legal Range	13W
Legal Township	89N
Legal Section	21
Legal Subdivision	HILLCREST THIRD ADDITION
Legal Lot Number	18
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3021
Census Tract	1503

Owner

Source: Black Hawk County records · APN 8913-21-327-001

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1723 UPTON AVE, WATERLOO, IA 50701-1927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2017	Deed of Trust, Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Oct 25, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jan 02, 2013	Deed of Trust, Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Nov 28, 2012	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Jan 02, 2013	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Nov 01, 2006	Legal Action/Court Order, Foreclosure · Conventional Mortgage BANKIOWA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2006 · Amount on Record
Deed Sale	Nov 01, 2006 · Amount on Record
Deed Document Number	20062007010107
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1723 UPTON AVE, WATERLOO, IA 50701-1927
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800009254
Date	Nov 28, 2017
Instrument	2018-00009254

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2022

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1723 UPTON AVE, WATERLOO, IA 50701-1927
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 UPTON AVE, WATERLOO, IA 50701-1927

Mortgage

Document Number	202400005590
Date	Oct 25, 2023
Instrument	202400005590

Lender

Name	US BANK NA
Type	Bank
Address	DETROIT, MI 48202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 13, 2033

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1723 UPTON AVE, WATERLOO, IA 50701-1927
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013013836
Date	Jan 02, 2013
Instrument	2013013836

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	IOWA CITY, IA 52244

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Dec 01, 2027

Interest

Rate Type	Fixed Rate

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1723 UPTON AVE, WATERLOO, IA 50701-1927
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013010906
Date	Nov 28, 2012
Instrument	2013010906

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	IOWA CITY, IA 52246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1723 UPTON AVE, WATERLOO, IA 50701-1927
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013013835
Date	Jan 02, 2013
Instrument	2013013835

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	IOWA CITY, IA 52246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2042

November 2006: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 01, 2006
Property Address	1723 UPTON AVE, WATERLOO, IA 50701-1927
Document Number	2007010107
Instrument Date	Oct 10, 2006
Instrument	2007010107
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY ABSTRACT C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$176.80
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 UPTON AVE, WATERLOO, IA 50701-1927

Mortgage

Document Number	2007010108
Date	Nov 01, 2006
Instrument	2007010108

Lender

Name	BANKIOWA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,824.00 Homeowner's exemption	$152,710 (-0.93%) Land $23,210 Building $129,500	$152,710 (-0.93%) Land $23,210 Building $129,500
2024	$2,824.00 (+11.36%)
2023		$154,150 (+23.94%) Land $23,210 Building $130,940	$154,150 (+23.94%) Land $23,210 Building $130,940
2022	$2,536.00 Homeowner's exemption	$124,370 Land $23,210 Building $101,160
2021			$124,370 Land $23,210 Building $101,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130015033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 407 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: LTD Broadband, Verizon, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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