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1720 Upton Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1720 Upton Ave, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 996 sqft · built 1957
Lot Size0.219 acres (9,522 sqft)
OwnerIndividual Name on File
Tax Bill$3,116 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Feb 2017 Sale
Flood ZoneZone X (minimal risk)
APN8913-21-183-008

Property Details

APN / Parcel Number

Primary APN8913-21-183-008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area996 sqft Living Area
1st Floor Area996 sqft
Basement Area996 sqft
Finished Basement500 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,522 sqft (0.219 acres)
Lot Dimensions69 ft deep x 138 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area48 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1720 UPTON AVE
CityWATERLOO
StateIA
Zip50701-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLCREST FOURTH ADDITION LOT 16
Legal Range13W
Legal Township89N
Legal Section21
Legal SubdivisionHILLCREST FOURTH ADDITION
Legal Lot Number16
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3025
Census Tract1503

Owner

Source: Black Hawk County records · APN 8913-21-183-008

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1720 UPTON AVE, WATERLOO, IA 50701-1928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Feb 06, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1720 UPTON AVE, WATERLOO, IA 50701-1928
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1720 UPTON AVE, WATERLOO, IA 50701-1928

Mortgage

Document Number202200002029
DateJul 26, 2021
Instrument202200002029
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateFeb 06, 2017
Property Address1720 UPTON AVE, WATERLOO, IA 50701-1928
Document Number201700014059
Instrument DateFeb 03, 2017
Instrument2017-00014059
Transaction TypeTransfer
Record UpdatedMar 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1720 UPTON AVE, WATERLOO, IA 50701-1928

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,116.00 Homeowner's exemption$170,010 (+10.5%) Land $25,000 Building $145,010$170,010 (+10.5%) Land $25,000 Building $145,010
2024$3,116.00 (+17.58%)
2023$153,860 (+18.8%) Land $25,000 Building $128,860$153,860 (+18.8%) Land $25,000 Building $128,860
2022$2,650.00 Homeowner's exemption$129,510 Land $25,000 Building $104,510
2021$129,510 Land $25,000 Building $104,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130015033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 342 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: LTD Broadband, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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