17227 Acanto Dr, Ramona, CA 92065 Property Records

San Diego County property record for 17227 Acanto Dr, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,640 sqft · built 2001
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on Record
Last Sale$950,000 (Feb 2024)
Tax Bill$11,296 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Nov 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN288-551-15-00

Property Details

APN / Parcel Number

Primary APN288-551-15-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,640 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area23,522 sqft (0.54 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address17227 ACANTO DR
CityRAMONA
StateCA
Zip92065-4003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 381 TR 007706
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007706
Legal Block4
Legal Lot Number381
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group4
Census Block4000
Census Tract20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17227 ACANTO DR, RAMONA, CA 92065-4003
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2024Grant Deed, Transfer · Conventional Mortgage
STG MORTGAGE INC
Nov 6, 2019Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Feb 12, 2021Intrafamily Transfer, Transfer · VA Mortgage
FIRST GUARANTY MORTGAGE CORP
Feb 14, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2024 · Amount on Record
Deed SaleFeb 9, 2024 · Amount on Record
Prior SaleFeb 12, 2021
Deed Document Number202434414
Prior Transfer DateFeb 4, 2021
Prior Transfer Doc0000113341
Record UpdatedOct 29, 2026

February 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 9, 2024
Property Address17227 ACANTO DR, RAMONA, CA 92065-4003
Document Number0000034414
Map ReferenceMAP 7706
Instrument DateJan 18, 2024
Instrument2024-0034414
Transaction TypeTransfer
Record UpdatedFeb 19, 2024
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address17227 ACANTO DR, RAMONA, CA 92065-4003

Mortgage

Document Number0000034415
DateFeb 9, 2024
Instrument2024-0034415
Lender
NameSTG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address17227 ACANTO DR, RAMONA, CA 92065-4003
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000508810
DateNov 6, 2019
Instrument2019-0508810
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueNov 30, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 12, 2021
Property Address17227 ACANTO DR, RAMONA, CA 92065-4003
Document Number0000113341
Map ReferenceMAP 7706
Instrument DateFeb 4, 2021
Instrument2021-0113341
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address17227 ACANTO DR, RAMONA, CA 92065-4003

Mortgage

Document Number0000113342
DateFeb 12, 2021
Instrument2021-0113342
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address17227 ACANTO DR, RAMONA, CA 92065-4003
Document Number0000100355
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address17227 ACANTO DR RAMONA CA 920654003, RAMONA, CA 92065-4003

Mortgage

Document Number0000100355
DateFeb 27, 2020
Instrument100355
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$988,378 (+2%) Land $204,398 Building $783,980
2025$11,296.00 (+66.48%)$968,999 (+69.31%) Land $200,391 Building $768,608
2023$6,785.00 (-1.97%) Homeowner's exemption$572,321 Land $118,357 Building $453,964
2022$6,921.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 73% of California
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL
100 / 20

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