17220 Acanto Dr, Ramona, CA 92065 Property Records

San Diego County property record for 17220 Acanto Dr, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,401 sqft · built 1990
Lot Size0.479 acres (20,884 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Aug 2019)
Tax Bill$7,952 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2019 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN288-551-27-00

Property Details

APN / Parcel Number

Primary APN288-551-27-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,401 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialTile
Lot Area20,884 sqft (0.479 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address17220 ACANTO DR
CityRAMONA
StateCA
Zip92065-4004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 385 TR 007706
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007706
Legal Block4
Legal Lot Number385
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group4
Census Block4001
Census Tract20810

Owner

17220 Acanto Dr is owned and occupied by two individuals who bought it in August 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address17220 ACANTO DR, RAMONA, CA 92065-4004
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 19, 2019Grant Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Jun 15, 2017Grant Deed, Transfer · FHA Mortgage
CORNERSTONE MORTGAGE GROUP
Feb 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
ANCHOR LNS
Feb 27, 2017Grant Deed, Transfer
TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2019 · Amount on File
Deed SaleAug 19, 2019 · Amount on File
Prior SaleJun 15, 2017 · Amount on File
Deed Document Number2019351105
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address17220 ACANTO DR, RAMONA, CA 92065-4004
Transaction TypeMortgage
Record UpdatedDec 17, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address17220 ACANTO DR, RAMONA, CA 92065-4004

Mortgage

Document Number0000834990
DateDec 9, 2021
Instrument2021-0834990
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 19, 2019
Property Address17220 ACANTO DR, RAMONA, CA 92065-4004
Document Number0000351105
Instrument DateJul 16, 2019
Instrument351105
Transaction TypeTransfer
Record UpdatedAug 26, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address17220 ACANTO DR RAMONA CA 920654004, RAMONA, CA 92065-4004

Mortgage

Document Number351106
DateAug 19, 2019
Instrument351106
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 18, 2049

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 15, 2017
Property Address17220 ACANTO DR, RAMONA, CA 92065-4004
Document Number0000270161
Map ReferenceMAP7706
Instrument DateMay 3, 2017
Instrument2017-0270161
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyPACIFIC COAST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address17220 ACANTO DR, RAMONA, CA 92065-4004

Mortgage

Document Number0000270162
DateJun 15, 2017
Instrument2017-0270162
Lender
NameCORNERSTONE MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address17220 ACANTO DR, RAMONA, CA 92065-4004
Document Number0000095846
Instrument DateFeb 23, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyPROVIDENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address17220 ACANTO DR RAMONA CA 920654004, RAMONA, CA 92065-4004
InvestorPossibly a Property Investor

Mortgage

Document Number0000095846
DateMar 1, 2017
Instrument95846
Lender
NameANCHOR LNS
TypeFunding / Finance Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount on Record

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 27, 2017
Property Address17220 ACANTO DR, RAMONA, CA 92065-4004
Document Number0000092722
Instrument DateFeb 14, 2017
Instrument92722
Transaction TypeTransfer
Record UpdatedMar 3, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount on Record
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address27452 CALLE ORROYO SAN JUAN CAPISTRANO CA 92675, SAN JUAN CAPISTRANO, CA 92675
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 17220 Acanto Dr was $7,952.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$669,305 (+2%) Land $296,153 Building $373,152
2025$7,952.00$656,183 Land $290,347 Building $365,836
2023$7,474.00 (-1.19%)$630,704 Land $279,073 Building $351,631
2022$7,564.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17220 Acanto Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17220 Acanto Dr is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 73% of California
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL
100 / 20

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